6446 SW 106th Pl, photo 1
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Overview

2 bd2 ba1,144 sqftSingle Family
TypeSingle Family
HOA$121.5/mo
Built1987
Lot11,761 sqft
Living area1,144 sqft
Price / sqft$153

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomPoolStreet LightsDishwasherRefrigerator

6446 SW 106th Pl is a 1987-built home in Spruce Creek, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,144 square feet of living space. Listed at $175,000 (about $153/sqft), 88 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $121.5 monthly.

From the listing

Conveniently situated in Ocala, 6446 SW 106th Pl keeps you close to shopping, restaurants, major roads, and everything else that makes daily life easy. This new listing pairs a handy address with a comfortable, move-in ready interior built for simple, low-maintenance living. Step inside and enjoy 1,144 square feet of bright, welcoming space. High ceilings lift each room and lend an open, airy feel, while hard flooring flows through the main living areas for effortless upkeep and a clean, cohesive look. Cozy carpet warms both bedrooms, adding a soft, restful touch where you need it most. The smart split-bedroom layout places the primary bedroom on its own side for added privacy, creating a peaceful retreat at day's end. The second bedroom adapts easily to guests, family, or a home office, and two full bathrooms keep busy mornings running smoothly. The layout moves naturally from one space to the next, making quiet evenings and casual get-togethers equally easy. Out back, a screened-in porch invites you to relax with morning coffee, unwind after a long day, or entertain friends while staying shaded and bug-free. It's the kind of spot that quickly becomes a favorite. Compact, comfortable, and thoughtfully arranged, this home delivers everything you need without the extra fuss—perfect for downsizers, first-time buyers, or anyone craving easy Florida living. With its prime location, tidy finishes, and turnkey condition, this Ocala charmer checks every box. Schedule your private showing today and make it yours before it's gone!

The essentials

Built
1987
Price / sqft
$153
On market
88 days
Annual tax
$1,047
HOA
$121.5/mo
Flood zone
X · Low risk
Lot
11,761 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Community pool
Shared amenity
0.27 acres
Lot size
1,144 sqft
Living area

Payment

Est. monthly payment
$1,210/mo
Down payment (20%)
$35,000
Property taxes
$87/mo
HOA
$121.5/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
11,761 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
88
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Pool
Street Lights
Dishwasher
Refrigerator
Elementary
Marion Oaks Elementary School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$1,047
Parcel #
35686-004-05

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek
County
Marion
MLS Area
34476 - Ocala
Lot Size
11,761 sqft
In CountyPaved
HOA
$121.5/mo
SPRUCE CREEK

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #O6425994
$175,000-5.4%
$153/sqft
7/17/2026
Listed for sale
Source: Stellar MLS #O6425994
$185,000
$162/sqft

Neighborhood

6446 SW 106th Pl
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $175,000
$172,500 – $175,000
99.3% – 100% of listTops out right at the list price
80% of listList price
239 of the last 477 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 88 after a $10,000 cut.

Sample: 477 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,209/mo
Principal & interest$913
Property taxes$87
Insurance$88
HOA$122
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

$153 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,144 sq ft

Time on market

88 days

Year built

1987

Monthly payment

About $1,210/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,047 annual tax bill, insurance, and the $121.5/mo HOA fee.

HOA fee

$121.5/mo

Managed by SPRUCE CREEK.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Patrycja TurskaListing data from Stellar MLS, MLS# O6425994.

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