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Overview

4 bd3 ba1,933 sqft2 car garageSingle Family
TypeSingle Family
HOA$195/yr
Built2024
Lot6,534 sqft
Living area1,933 sqft
Price / sqft$155
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

1325 Diego Ter is a 2024-built home in Peace Creek Reserve 40's, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,933 square feet of living space. Listed at $299,900 (about $155/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 annually.

From the listing

Welcome to your dream home in the heart of Winter Haven's sought-after Peace Creek Reserve community! This stunning two-story Atlanta Plan offers 4 bedrooms, 2.5 bathrooms, and 1,933 square feet of thoughtfully designed living space that perfectly balances comfort with style with custom built-in blinds, custom closets in bedrooms & designer touches such as accent wall in living room with floating shelf that will be staying with the home! Step inside to discover an open floor plan that flows seamlessly from the great room to the dining area and into a chef's dream kitchen. The heart of the home features a large island complemented by quartz countertops, stainless steel appliances, and a generous pantry. The casual dining area opens to a lanai through sliding glass doors, creating an effortless indoor-outdoor living experience. Yard is fenced in with built in gazebo that is staying with the home! Upstairs, the primary bedroom retreat awaits with a luxurious en-suite bathroom featuring a spacious walk-in shower, dual vanity, and a walk-in closet. Three additional bedrooms, a full bathroom, and a versatile loft provide plenty of space for family, guests, or that home office you've been dreaming about. The convenient second-floor laundry room means no more hauling baskets up and down stairs. Peace Creek Reserve offers the perfect blend of small-town charm and modern convenience, nestled near Winter Haven's famous chain of lakes connected by scenic canals. Publix within 5 minutes, 10 minutes to Legoland Florida, 10 minutes to Cypress Gardens plus easy access to US 27 where you will find tons of shopping, dining and theaters! Locaated an hour from Orlando and an hour from Tampa Bay for easy commute!

The essentials

Built
2024
Price / sqft
$155
On market
81 days
Annual tax
$6,300
HOA
$195/yr
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
Driveway
6,534 sqft lot
Lot size
1,933 sqft
Living area

Payment

Est. monthly payment
$2,255/mo
Down payment (20%)
$59,980
Property taxes
$525/mo
HOA
$195/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,534 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
81
Ceiling Fans(s)
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Washer
Elementary
Wahneta Elem
Middle
Westwood Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,300
Parcel #
26-29-36-692300-001720

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peace Creek Reserve 40's
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,534 sqft
In CountyNear Public TransitSidewalkPavedPrivate
HOA
$195/yr
Castle Group/Sarah Guzman

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #O6428406
$299,900-3.3%
$155/sqft
7/27/2026
Listed for sale
Source: Stellar MLS #O6428406
$310,000
$160/sqft

Neighborhood

1325 Diego Ter
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 81 after a $10,100 cut.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,255/mo
Principal & interest$1,564
Property taxes$525
Insurance$150
HOA$16
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$155 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,933 sq ft

Time on market

81 days

Year built

2024

Monthly payment

About $2,255/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,300 annual tax bill, insurance, and the $195/yr HOA fee.

HOA fee

$195/yr

Managed by Castle Group/Sarah Guzman.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Maritza Saint HilaireListing data from Stellar MLS, MLS# O6428406.

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