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Overview

5 bd4 ba3,040 sqft3 car garageSingle Family
TypeSingle Family
HOA$260/yr
Built2014
Lot68,132 sqft
Living area3,040 sqft
Price / sqft$132
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)SidewalkDishwasherDisposal

205 Tifton St is a 2014-built home in Ridge Acres Ph 02, Winter Haven. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,040 square feet of living space. Listed at $399,999 (about $132/sqft), 326 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 annually.

From the listing

Honey, stop the car! This home truly has it all. Featuring 5 bedrooms, 4 full baths, a spacious loft, and a 3-car garage, this property offers room for everyone. Your 68,132 sq. ft. homesite (1.56 acres) is a little piece of heaven—flat, open space with no rear neighbor, perfect for privacy and endless possibilities. Inside, you’ll find an entertainer’s paradise: a double oven, a kitchen sink plus an additional prep sink in the island, two corner pantries, and over 3,000 sq. ft. of living space to spread out and enjoy. Outside, there’s ample parking for guests and a charming front porch where you can relax and watch the clouds go by.

The essentials

Built
2014
Price / sqft
$132
On market
326 days
Annual tax
$3,086
HOA
$260/yr
Flood zone
X · Low risk
Lot
68,132 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
3 car garage
1.56 acres
Lot size
3,040 sqft
Living area

Payment

Est. monthly payment
$2,565/mo
Down payment (20%)
$80,000
Property taxes
$257/mo
HOA
$260/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
68,132 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
326
Ceiling Fans(s)
Sidewalk
Dishwasher
Disposal
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$3,086
Parcel #
26-29-28-691004-000030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge Acres Ph 02
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
68,132 sqft
Level
HOA
$260/yr
Ridge Acres Phase 2 HOA

Price history

Date
Event
Price
2/6/2026
Price change
Source: Stellar MLS #S5138948
$399,999-4.8%
$132/sqft
11/18/2025
Listed for sale
Source: Stellar MLS #S5138948
$419,990
$138/sqft

Neighborhood

205 Tifton St
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$397,500 – $399,999
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 196 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 326 after a $19,991 cut.

Sample: 196 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,565/mo
Principal & interest$2,086
Property taxes$257
Insurance$200
HOA$22
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$132 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,040 sq ft

Time on market

326 days

Year built

2014

Monthly payment

About $2,565/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,086 annual tax bill, insurance, and the $260/yr HOA fee.

HOA fee

$260/yr

Managed by Ridge Acres Phase 2 HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Paul ShearnListing data from Stellar MLS, MLS# S5138948.

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