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Overview

4 bd3 ba2,174 sqft2 car garageSingle Family
TypeSingle Family
HOA$207.25/qtr
Built2026
Lot6,098 sqft
Living area2,174 sqft
Price / sqft$248
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TWIN LKS PH 7B
Type
Single Family Residence

True monthly carry

HOA
~$69/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanWalk-in Closet(s)SidewalkSliding DoorsBuilt-in OvenCooktopDishwasherDisposal

5123 Buttonsage Dr is a 2026-built home in Twin Lks Ph 7b, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,174 square feet of living space. Listed at $540,132 (about $248/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $207.25 quarterly.

From the listing

This cozy one-story, 4 bedroom, 3 bathroom, 2-car garage home with 2,174 A/C sq. ft. is the one you’ve been waiting for! With a large primary suite, three additional bedrooms, and a beautiful open living space, this home will be your oasis. Relax and unwind on the covered outdoor patio. Contact us to learn more about this beautiful home today!

The essentials

Built
2026
Price / sqft
$248
On market
74 days
Annual tax
$2,546
HOA
$207.25/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
6,098 sqft lot
Lot size
2,174 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,368/mo
Down payment (20%)
$108,026
Property taxes
$212/mo
HOA
$207.25/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
74
Open Floorplan
Walk-in Closet(s)
Sidewalk
Sliding Doors
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,546
Parcel #
20-26-31-5331-0001-1256

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lks Ph 7b
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
HOA
$207.25/qtr
virginia ocoa

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #O6428756
$540,132
$248/sqft

Neighborhood

5123 Buttonsage Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $540,132
$535,000 – $540,132
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 74.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,368/mo
Principal & interest$2,817
Property taxes$212
Insurance$270
HOA$69
Down payment20% · $108,026
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$540,132

$248 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,174 sq ft

Time on market

74 days

Year built

2026

Monthly payment

About $3,368/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,546 annual tax bill, insurance, and the $207.25/qtr HOA fee.

HOA fee

$207.25/qtr

Managed by virginia ocoa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byORLANDO PROPERTY ADVISORSListing agent: Jessica ThomasListing data from Stellar MLS, MLS# O6428756.

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