4134 Pino St, photo 1
Active
1 / 29

Overview

4 bd3 ba2,023 sqft2 car garageSingle Family
TypeSingle Family
HOA$115/yr
Built2023
Lot3,199 sqft
Living area2,023 sqft
Price / sqft$217
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

IN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)SidewalkSliding Doors

4134 Pino St is a 2023-built home in Golden Gem 32s, Apopka. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,023 square feet of living space. Listed at $440,000 (about $217/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 annually.

From the listing

Welcome to this beautiful home located in the desirable community of Apopka! Great investment opportunity! The property is currently tenant-occupied with an excellent tenant. Featuring a bright and functional floor plan, spacious living areas, a well-appointed kitchen, and comfortable bedrooms. Enjoy convenient access to major highways, local parks, shopping, dining, and top-rated schools. Perfect turnkey property for investors—schedule your private tour today!

The essentials

Built
2023
Price / sqft
$217
On market
80 days
Annual tax
$6,329
HOA
$115/yr
Flood zone
X · Low risk
Lot
3,199 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
Driveway
3,199 sqft lot
Lot size
2,023 sqft
Living area

Payment

Est. monthly payment
$3,052/mo
Down payment (20%)
$88,000
Property taxes
$527/mo
HOA
$115/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
3,199 sqft
Cooling
Central Air
Heating
Central, Electric, Solar
Parking
Driveway, Garage Door Opener
Days on Market
80
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Deed Restrictions
Park
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Zellwood Elem
Middle
Wolf Lake Middle
High
Apopka High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,329
Parcel #
14-20-27-3090-01-300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Golden Gem 32s
County
Orange
MLS Area
32712 - Apopka
Lot Size
3,199 sqft
PavedPrivate
HOA
$115/yr
Access Difference/Kari Maldonado

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #O6428978
$440,000
$217/sqft

Neighborhood

4134 Pino St
Apopka, FL, 32712 · 32712 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 359 home closings in 32712 landed at this number or higher (54%). The median one sat 37 days before it went under contract, and this one is on day 80.

Sample: 359 closed home sales in 32712 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,052/mo
Principal & interest$2,295
Property taxes$527
Insurance$220
HOA$10
Down payment20% · $88,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$217 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,023 sq ft

Time on market

80 days

Year built

2023

Monthly payment

About $3,052/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,329 annual tax bill, insurance, and the $115/yr HOA fee.

HOA fee

$115/yr

Managed by Access Difference/Kari Maldonado.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGLASSTONE GROUP INCListing agent: Ashley PortoListing data from Stellar MLS, MLS# O6428978.

Keep exploring Florida

Pick up where you left off, or see what else is out there.