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Overview

5 bd3 ba2,626 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built2019
Lot5,750 sqft
Living area2,626 sqft
Price / sqft$209
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimarybedroom UpstairsStone CountersWalk-in Closet(s)Window TreatmentsFire PitRain Gutters

3940 Silverstream Ter is a 2019-built home in Riverbend At Cameron Heights, Sanford. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,626 square feet of living space. Listed at $550,000 (about $209/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.

From the listing

**Stunning 5-Bedroom Home with Modern Upgrades in Desirable Sanford Community** Welcome to this beautifully designed 5-bedroom, 3-bathroom residence offering the perfect blend of style, comfort, and functionality in one of Sanford's most desirable communities. This spacious two-story home features a thoughtfully designed open-concept floor plan that is ideal for both everyday living and entertaining. Upon entering, you'll be welcomed by a versatile flex room that can serve as a home office, formal dining room, playroom, or additional living space. The first floor also includes a private guest bedroom and full bathroom, providing an ideal setup for visiting family, overnight guests, or multi-generational living. At the heart of the home is the beautifully appointed kitchen featuring elegant granite countertops, abundant cabinetry, a large center island, and a seamless flow into the spacious family room and dining area. Large windows fill the home with natural light while offering views of the expansive backyard, creating the perfect backdrop for indoor and outdoor living. Upstairs, the luxurious primary suite serves as a peaceful retreat with a spacious walk-in closet and an en-suite bathroom complete with dual granite vanities and a walk-in shower. Three additional bedrooms share a well-appointed full bathroom, while the spacious loft offers endless possibilities as a media room, game room, home office, or second family room. A conveniently located upstairs laundry room adds to the home's thoughtful design. Step outside and discover an impressive oversized backyard designed for both relaxation and entertaining. The extended brick paver patio offers ample space for outdoor dining, grilling, and gatherings, while the custom-built fire pit creates the perfect setting for cozy evenings under the Florida sky. The expansive lawn provides plenty of room for pets, gardening, outdoor activities, or even the future addition of a pool, making this backyard a true private retreat. Residents enjoy exceptional community amenities, including a resort-style swimming pool, playground, and scenic walking trails. Conveniently located near shopping, dining, major highways, and top-rated schools, this home is just minutes from the Central Florida Zoo & Botanical Gardens, downtown Sanford, Orlando Sanford International Airport, and a variety of entertainment and recreational destinations. Don't miss this incredible opportunity to own a spacious, move-in-ready home featuring modern finishes, flexible living spaces, outstanding community amenities, and an exceptional Central Florida location. Schedule your private showing today!

The essentials

Built
2019
Price / sqft
$209
On market
73 days
Annual tax
$5,542
HOA
$100/mo
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
5,750 sqft lot
Lot size
2,626 sqft
Living area

Payment

Est. monthly payment
$3,705/mo
Down payment (20%)
$110,000
Property taxes
$462/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
5,750 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
73
Ceiling Fans(s)
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Window Treatments
Fire Pit
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Hamilton Elementary
Middle
Millennium Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,542
Parcel #
33-19-31-5VH-0000-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverbend At Cameron Heights
County
Seminole
MLS Area
32771 - Sanford/Lake Forest
Lot Size
5,750 sqft
HOA
$100/mo
Cynthia Pell

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #O6430030
$550,000
$209/sqft

Neighborhood

3940 Silverstream Ter
Sanford, FL, 32771 · 32771 - Sanford/Lake Forest

Market insights

Offer Insights

Choose an offer strength

List price: $550,000
$545,000 – $550,000
99.5% – 100% of listTops out right at the list price
80% of listList price
158 of the last 287 home closings in 32771 landed at this number or higher (55%). The median one sat 37 days before it went under contract, and this one is on day 73.

Sample: 287 closed home sales in 32771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,705/mo
Principal & interest$2,868
Property taxes$462
Insurance$275
HOA$100
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$550,000

$209 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,626 sq ft

Time on market

73 days

Year built

2019

Monthly payment

About $3,705/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,542 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by Cynthia Pell.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Yogi BhaveListing data from Stellar MLS, MLS# O6430030.

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