39693 Harvest Creek Ln, photo 1
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Overview

4 bd2 ba1,918 sqft2 car garageSingle Family
TypeSingle Family
HOA$412/qtr
Built2021
Lot7,902 sqft
Living area1,918 sqft
Price / sqft$167
Garage2 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorDishwasherMicrowave

39693 Harvest Creek Ln is a 2021-built home in Hidden River Ph 2, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,918 square feet of living space. Listed at $320,000 (about $167/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $412 quarterly.

From the listing

Virtually Staged. 39693 Harvest Creek Ln is a one-story Zephyrhills home built in 2021. The kitchen features dark cabinetry, granite countertops, a center island, tile flooring, and appliances that support everyday cooking and prep. An open great room flows from the kitchen with tile floors and sliding-door access to the backyard. The primary bedroom includes a walk-in closet with built-in shelving for storage and organization and connects to a full bathroom with a double vanity and a walk-in shower, while additional bedrooms share a second full bathroom with a tub and shower combination. A fully fenced backyard and a two-car attached garage complete this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

The essentials

Built
2021
Price / sqft
$167
On market
70 days
Annual tax
$5,280
HOA
$412/qtr
Flood zone
X · Low risk
Lot
7,902 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
Driveway
7,902 sqft lot
Lot size
1,918 sqft
Living area

Payment

Est. monthly payment
$2,406/mo
Down payment (20%)
$64,000
Property taxes
$440/mo
HOA
$412/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
7,902 sqft
Cooling
None
Heating
Central
Parking
Driveway, Tandem
Days on Market
70
Ceiling Fans(s)
Primary Bedroom Main Floor
Dishwasher
Microwave
Flood Zone X
Annual Tax (2025)
$5,280
Parcel #
21-26-24-011.0-000.00-229.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hidden River Ph 2
County
Pasco
MLS Area
33540 - Zephyrhills
Lot Size
7,902 sqft
HOA
$412/qtr
The Melrose Management Partnership

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #O6430369
$320,000-1.5%
$167/sqft
8/3/2026
Listed for sale
Source: Stellar MLS #O6430369
$325,000+5.1%
$169/sqft
7/22/2026
Sold
Source: Pasco County Public Record
$309,200
$161/sqft

Neighborhood

39693 Harvest Creek Ln
Zephyrhills, FL, 33540 · 33540 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 103 home closings in 33540 landed at this number or higher (64%). The median one sat 38 days before it went under contract, and this one is on day 70 after a $5,000 cut.

Sample: 103 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,406/mo
Principal & interest$1,669
Property taxes$440
Insurance$160
HOA$137
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$167 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,918 sq ft

Time on market

70 days

Year built

2021

Monthly payment

About $2,406/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,280 annual tax bill, insurance, and the $412/qtr HOA fee.

HOA fee

$412/qtr

Managed by The Melrose Management Partnership.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOPENDOOR BROKERAGE LLCListing agent: Karen AlbrightListing data from Stellar MLS, MLS# O6430369.

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