105 Dolphin Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,019 sqft

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About this home

105 Dolphin Ln is a home in St Johns Harbor Sub, Palatka. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Don't miss this opportunity to own a 0.23-acre lot in Palatka for an affordable price. Located next to a canal just off the St. Johns River, this property is surrounded by Florida's natural beauty and offers excellent long-term investment potential. Please note that the lot is currently landlocked with no legal road access, making it best suited for investors looking to buy and hold. At this price, it's a great chance to own Florida land in a desirable area near boating, fishing, and outdoor recreation. Buy now and invest in the future!

The essentials

On market
70 days
Annual tax
$54
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$61/mo
Down payment (20%)
$2,000
Property taxes
$4/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,019 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
70
Flood Zone X
Annual Tax (2025)
$54
Parcel #
35-08-27-8150-0080-1990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Johns Harbor Sub
County
Putnam
MLS Area
32177 - Palatka
Lot Size
10,019 sqft

Price history

Date
Event
Price
8/4/2026
Listed for sale
Source: Stellar MLS #O6430655
$10,000

Neighborhood

105 Dolphin Ln
Palatka, FL, 32177 · 32177 - Palatka

Calculator

Est. monthly payment
$62/mo
Principal & interest$52
Property taxes$4
Insurance$5
Down payment20% · $2,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$10,000

Time on market

70 days

Monthly payment

About $61/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $54 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byMARKET CONNECT REALTY LLCListing agent: Emilie ParkerListing data from Stellar MLS, MLS# O6430655.

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