109 Cardinal Ln, photo 1
Active
1 / 27

Overview

3 bd2 ba1,782 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1982
Lot20,002 sqft
Living area1,782 sqft
Price / sqft$222
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)DishwasherDryerMicrowaveRangeRefrigeratorWasher

109 Cardinal Ln is a 1982-built home in N/A, Eustis. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,782 square feet of living space. Listed at $395,000 (about $222/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully maintained 3-bedroom, 2-bath, 2-car garage home situated on nearly a half-acre with NO HOA! This home sits on a quiet dead-end street just minutes from Lake Eustis with views of the lake and the canal. Inside, you'll find a bright, open floor plan featuring vaulted ceilings, a large living room, and a wood-burning fireplace. The kitchen features wood cabinetry with slide-out shelving, a large pantry, and breakfast nook. The dining area is adjacent to the kitchen and opens to the screened lanai. The split-bedroom layout provides privacy for the primary suite, complete with a 2 closets, and an updated en-suite bath featuring a new vanity, tile flooring and a walk-in shower. Two guest bedrooms with large closets share the second bathroom on the opposite side of the home, which is also updated with a new vanity and toilet. Major updates include a new HVAC, all new appliances, newer roof and newer water heater. Outside, the oversized backyard offers endless possibilities for entertaining, storage, or even adding a pool. This home places you minutes to downtown Eustis, and downtown Mount Dora. You are also around the corner from convenient public boat ramp access to the Harris Chain of Lakes. Call today to schedule a private tour.

The essentials

Built
1982
Price / sqft
$222
On market
79 days
Annual tax
$4,253
Flood zone
X · Low risk
Lot
20,002 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
2 car garage
0.46 acres
Lot size
1,782 sqft
Living area

Payment

Est. monthly payment
$2,612/mo
Down payment (20%)
$79,000
Property taxes
$354/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
20,002 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
79
Ceiling Fans(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Eustis Heights Elem
Middle
Eustis Middle
High
Eustis High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,253
Parcel #
33-18-26-0004-000-01804

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Lake
MLS Area
32726 - Eustis
Lot Size
20,002 sqft

Price history

Date
Event
Price
10/15/2026
Price change
Source: Stellar MLS #O6430815
$395,000-0.5%
$222/sqft
-
Price change
Source: Stellar MLS #O6430815
$397,000-0.5%
$223/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #O6430815
$399,000
$224/sqft

Neighborhood

109 Cardinal Ln
Eustis, FL, 32726 · 32726 - Eustis

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$392,500 – $395,000
99.5% – 100% of listTops out right at the list price
80% of listList price
111 of the last 190 home closings in 32726 landed at this number or higher (58%). The median one sat 22 days before it went under contract, and this one is on day 79 after a $4,000 cut.

Sample: 190 closed home sales in 32726 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,612/mo
Principal & interest$2,060
Property taxes$354
Insurance$198
Down payment20% · $79,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$222 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,782 sq ft

Time on market

79 days

Year built

1982

Monthly payment

About $2,612/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,253 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER, LLCListing agent: Ken PozekListing data from Stellar MLS, MLS# O6430815.

Keep exploring Florida

Pick up where you left off, or see what else is out there.