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Overview

4 bd3 ba3,023 sqft2 car garageSingle Family
TypeSingle Family
HOA$125/mo
Built2007
Lot46,822 sqft
Living area3,023 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)GardenSprinkler Metered

23705 Milford Dr is a 2007-built home in Estates At Black Bear, Eustis. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,023 square feet of living space. Listed at $514,900 (about $170/sqft), 87 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $125 monthly.

From the listing

Stunning 4-bedroom, 3-bath lakefront home on a private 1-acre lot located in the highly desirable Estates at Bear Reserve. This beautiful property offers breathtaking water views, spacious living areas, and a large lanai perfect for relaxing or entertaining while enjoying peaceful Florida sunsets. Nestled in one of Lake County's premier golf course communities, this home provides the perfect combination of privacy, natural beauty, and upscale living with rolling hills and custom estate homes throughout the neighborhood. Conveniently located near Mount Dora, Eustis, shopping, dining, and major highways, and less than an hour drive to Walt Disney World and Orlando attractions, this exceptional lakefront home the ideal balance of luxury and location. A true gem in one of Lake County's premier communities.

The essentials

Built
2007
Price / sqft
$170
On market
87 days
Annual tax
$7,196
HOA
$125/mo
Flood zone
A
Lot
46,822 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Water views
Water
2 car garage
1.07 acres
Lot size
3,023 sqft
Living area

Payment

Est. monthly payment
$3,667/mo
Down payment (20%)
$102,980
Property taxes
$600/mo
HOA
$125/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
46,822 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
87
Ceiling Fans(s)
Dry Bar
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Garden
Sprinkler Metered
Park
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Seminole Springs. Elem
Middle
Eustis Middle
High
Eustis High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone A
Annual Tax (2025)
$7,196
Parcel #
30-18-28-0500-000-08800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Estates At Black Bear
County
Lake
MLS Area
32736 - Eustis
Lot Size
46,822 sqft
Oversized LotPaved
HOA
$125/mo
Leland Management/Toni Sponhener

Price history

Date
Event
Price
7/15/2026
Listed for sale
Source: Stellar MLS #O6425151
$514,900
$170/sqft

Neighborhood

23705 Milford Dr
Eustis, FL, 32736 · 32736 - Eustis

Market insights

Offer Insights

Choose an offer strength

List price: $514,900
$500,000 – $514,900
97.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32736 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 87.

Sample: 87 closed home sales in 32736 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,668/mo
Principal & interest$2,685
Property taxes$600
Insurance$257
HOA$125
Down payment20% · $102,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$514,900

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,023 sq ft

Time on market

87 days

Year built

2007

Monthly payment

About $3,667/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,196 annual tax bill, insurance, and the $125/mo HOA fee.

HOA fee

$125/mo

Managed by Leland Management/Toni Sponhener.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCENTURY 21 CARIOTIListing agent: Tatica MaxwellListing data from Stellar MLS, MLS# O6425151.

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