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Overview

3 bd2 ba1,790 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1977
Lot10,000 sqft
Living area1,790 sqft
Price / sqft$167
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone Counters

4401 Maderia Ave is a 1977-built home in Sun N Lake, Sebring. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,790 square feet of living space. Listed at $299,000 (about $167/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming 3-bedroom, 2-bathroom home in Sun N Lake, Sebring. This beautifully updated residence features 1,790 square feet of heated living space with wood-look laminate flooring, a renovated kitchen with stainless steel appliances, stone countertops, and solid wood cabinetry. The spacious master bedroom includes a walk-in closet, and the primary bathroom showcases modern finishes with marble tile work. The open floor plan seamlessly connects the living room, dining room, and kitchen, flooded with natural light from sliding glass doors and large windows. Central air conditioning and heating ensure year-round comfort. Outside, the solid block and stucco construction with shingled roof provides durability. The attached 2-car garage features automatic door openers, a newly poured concrete driveway, screened patio, and manicured landscaping on a generous 10,000-square-foot lot. Bonus feature: Solar panels are fully paid off, providing immediate energy savings and long-term value. Located in peaceful Sun N Lake with easy US-27 access, this property is close to schools, shopping, and services. No annual HOA fees, Flood Zone X, vacant and ready for immediate occupancy. Multiple financing options available. Contact your agent to schedule your private showing. Located in peaceful Sun N Lake with easy US-27 access, this property is close to schools, shopping, and services. No annual HOA fees, Flood Zone X, vacant and ready for immediate occupancy. Multiple financing options available. Contact your agent to schedule your private showing.

The essentials

Built
1977
Price / sqft
$167
On market
71 days
Annual tax
$2,611
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
2 car garage
Driveway
10,000 sqft lot
Lot size
1,790 sqft
Living area

Payment

Est. monthly payment
$1,926/mo
Down payment (20%)
$59,800
Property taxes
$218/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
71
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Garden
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,611
Parcel #
C-04-34-28-020-0270-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sun N Lake
County
Highlands
MLS Area
33872 - Sebring
Lot Size
10,000 sqft

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #O6430854
$299,000-3.5%
$167/sqft
-
Price change
Source: Stellar MLS #O6430854
$309,900-5.5%
$173/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #O6430854
$327,900
$183/sqft

Neighborhood

4401 Maderia Ave
Sebring, FL, 33872 · 33872 - Sebring

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$297,500 – $299,000
99.5% – 100% of listTops out right at the list price
80% of listList price
45 of the last 88 home closings in 33872 landed at this number or higher (51%). The median one sat 83 days before it went under contract, and this one is on day 71 after a $28,900 cut.

Sample: 88 closed home sales in 33872 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,926/mo
Principal & interest$1,559
Property taxes$218
Insurance$150
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$167 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,790 sq ft

Time on market

71 days

Year built

1977

Monthly payment

About $1,926/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,611 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWRA BUSINESS & REAL ESTATEListing agent: Angelica Diaz BajoListing data from Stellar MLS, MLS# O6430854.

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