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Overview

4 bd2 ba2,225 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built2025
Lot16,481 sqft
Living area2,225 sqft
Price / sqft$179
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

4300 Cremona Dr is a 2025-built home in Sun N Lake, Sebring. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,225 square feet of living space. Listed at $399,000 (about $179/sqft), 337 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Step into a home where every detail has been thoughtfully designed and every finish reflects lasting quality. Located in the sought-after Sun 'N Lake community, 4300 Cremona Drive is a brand-new custom-built residence with more than 2,200 square feet of beautifully crafted living space, combining modern style, functional design, and the confidence that comes with brand-new construction. A striking double-door entry welcomes you into an expansive, light-filled interior featuring soaring ceilings, luxury laminate flooring throughout the main living areas, and oversized sliding glass doors that create a seamless connection between indoor and outdoor living. The open-concept layout is designed for the way we live today, making everyday routines feel effortless while providing an inviting setting for holidays, celebrations, and weekend gatherings. The kitchen is the centerpiece of the home, where elegant stone countertops, custom cabinetry in soft natural tones, stainless steel appliances, contemporary fixtures, an oversized island, and a generous walk-in pantry come together to create a space that's equally impressive and practical. Whether you're preparing a casual breakfast or entertaining a full house, this kitchen rises to every occasion. After a full day, the owner's suite becomes your personal retreat. Spacious and thoughtfully appointed, it features a large walk-in closet and a spa-inspired ensuite with dual vanities, warm wood cabinetry, a frameless glass shower, and a soaking tub positioned to capture beautiful natural light, creating the perfect place to recharge. Three additional bedrooms provide the flexibility today's homeowners value, whether for overnight guests, a dedicated home office, fitness space, or creative studio. The secondary bathroom includes dual sinks, a spacious vanity, and timeless tile selections that complement the home's refined design. A well-equipped laundry room with built-in cabinetry and folding space adds convenience to everyday living. Outside, the oversized homesite provides the freedom to create the backyard you've always envisioned. Add a pool, design an outdoor kitchen, cultivate lush landscaping, or create an inviting entertaining space with room to grow. An extended driveway and attached two-car garage complete the property's thoughtful functionality. Living in Sun 'N Lake means enjoying more than just an exceptional home. Residents have access to championship golf courses, tennis and pickleball courts, scenic walking trails, parks, Island View Restaurant, nearby shopping, medical facilities, and everyday conveniences, making it easy to embrace an active Florida lifestyle. For buyers seeking craftsmanship that stands apart from mass-produced construction, 4300 Cremona Drive delivers exceptional attention to detail, timeless finishes, and the rare opportunity to enjoy a custom home that's ready to enjoy from day one. Schedule your private tour and experience what makes this residence truly stand out.

The essentials

Built
2025
Price / sqft
$179
On market
337 days
Annual tax
$398
HOA
$100/yr
Flood zone
X · Low risk
Lot
16,481 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Fitness center too
2 car garage
Garage Door Opener
0.38 acres
Lot size
2,225 sqft
Living area

Payment

Est. monthly payment
$2,322/mo
Down payment (20%)
$79,800
Property taxes
$33/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
16,481 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Garage Faces Side, Oversized
Days on Market
337
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Tray Ceiling(s)
Walk-in Closet(s)
Deed Restrictions
Fitness Center
Golf Carts OK
Golf
Pool
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2024)
$398
Parcel #
C-04-34-28-151-7440-0560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sun N Lake
County
Highlands
MLS Area
33872 - Sebring
Lot Size
16,481 sqft
LandscapedNear Golf CourseOversized Lot
HOA
$100/yr
Ken Napier

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #L4957086
$399,000-4.8%
$179/sqft
-
Price change
Source: Stellar MLS #L4957086
$419,000-6.9%
$188/sqft
11/7/2025
Listed for sale
Source: Stellar MLS #L4957086
$449,950
$202/sqft

Neighborhood

4300 Cremona Dr
Sebring, FL, 33872 · 33872 - Sebring

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
46 of the last 88 home closings in 33872 landed at this number or higher (52%). The median one sat 83 days before it went under contract, and this one is on day 337 after a $50,950 cut.

Sample: 88 closed home sales in 33872 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,322/mo
Principal & interest$2,081
Property taxes$33
Insurance$200
HOA$8
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$179 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,225 sq ft

Time on market

337 days

Year built

2025

Monthly payment

About $2,322/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $398 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Ken Napier.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Jen LayListing data from Stellar MLS, MLS# L4957086.

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