12185 SW 98th St, photo 1
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Overview

4 bd3 ba2,621 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot50,530 sqft
Living area2,621 sqft
Price / sqft$196
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ROLLING HILLS UN 01
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

12185 SW 98th St is a 2026-built home in Rolling Hills Un 01, Dunnellon. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,621 square feet of living space. Listed at $514,725 (about $196/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. LAST COMPLETED HAVEN II AVAILABLE FROM THE BUILDER IN 2026 — MOVE-IN READY NOW! Priced at $514,725, this completed 4-bedroom, 3-bath home with a dedicated OFFICE, TRUE 3-CAR GARAGE and 2,621 square feet of living space sits high and dry on a premium 1.16-ACRE HOMESITE with NO HOA. An impressive 75-FOOT DRIVEWAY upgraded PEARL STONE VENEER and thoughtfully selected designer finishes set this home apart from typical new construction. Skip the build timeline and move into a completed home where the upgrades, space and craftsmanship are already here for you to see. The kitchen is designed to be the centerpiece of the home with 42-inch soft-close cabinetry, granite countertops, custom tile backsplash, stainless steel appliances, range hood, pot filler and an oversized center island finished in a warm oak tone for a beautiful contrast. Just off the kitchen, the CUSTOM MUDROOM includes a built-in coffee/wine bar and connects to an OVERSIZED WALK-IN PANTRY and separate laundry room—creating an exceptionally functional everyday drop zone. The redesigned owner’s suite offers tray ceilings, dual walk-in closets and a spacious bath featuring an oversized L-shaped dual vanity with dedicated makeup area and a large tiled walk-in shower. On the opposite side of the home, a PRIVATE GUEST ENSUITE includes its own full bath and direct access to the covered lanai—ideal for overnight guests, extended stays or multigenerational living. Step outside to the expansive COVERED LANAI overlooking the large backyard with room to create the outdoor space you want. With NO HOA, acreage, a true 3-car garage, dedicated office, flexible guest accommodations and immediate occupancy, this home offers a combination that is increasingly difficult to find in new construction. Photos. and video show the actual home. CO ISSUED — COMPLETED AND READY FOR IMMEDIATE OCCUPANCY. Builders' lenders offer incentives. Schedule your private showing today!

The essentials

Built
2026
Price / sqft
$196
On market
60 days
Annual tax
$375
Flood zone
X · Low risk
Lot
50,530 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
1.16 acres
Lot size
2,621 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,973/mo
Down payment (20%)
$102,945
Property taxes
$31/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
50,530 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Cooktop
Dishwasher
Electric Water Heater
Microwave
Range Hood
Refrigerator
Water Filtration System
Wine Refrigerator
Flood Zone X
Annual Tax (2025)
$375
Parcel #
3490-004-005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rolling Hills Un 01
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
50,530 sqft

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #O6431491
$514,725-2.0%
$196/sqft
8/10/2026
Listed for sale
Source: Stellar MLS #O6431491
$525,000
$200/sqft

Neighborhood

12185 SW 98th St
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $514,725
$510,000 – $514,725
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 60 after a $10,275 cut.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,973/mo
Principal & interest$2,684
Property taxes$31
Insurance$257
Down payment20% · $102,945
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$514,725

$196 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,621 sq ft

Time on market

60 days

Year built

2026

Monthly payment

About $2,973/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $375 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CLASSICListing agent: Lisa GehretListing data from Stellar MLS, MLS# O6431491.

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