

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ROLLING HILLS UN 01
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
12185 SW 98th St is a 2026-built home in Rolling Hills Un 01, Dunnellon. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,621 square feet of living space. Listed at $514,725 (about $196/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. LAST COMPLETED HAVEN II AVAILABLE FROM THE BUILDER IN 2026 — MOVE-IN READY NOW! Priced at $514,725, this completed 4-bedroom, 3-bath home with a dedicated OFFICE, TRUE 3-CAR GARAGE and 2,621 square feet of living space sits high and dry on a premium 1.16-ACRE HOMESITE with NO HOA. An impressive 75-FOOT DRIVEWAY upgraded PEARL STONE VENEER and thoughtfully selected designer finishes set this home apart from typical new construction. Skip the build timeline and move into a completed home where the upgrades, space and craftsmanship are already here for you to see. The kitchen is designed to be the centerpiece of the home with 42-inch soft-close cabinetry, granite countertops, custom tile backsplash, stainless steel appliances, range hood, pot filler and an oversized center island finished in a warm oak tone for a beautiful contrast. Just off the kitchen, the CUSTOM MUDROOM includes a built-in coffee/wine bar and connects to an OVERSIZED WALK-IN PANTRY and separate laundry room—creating an exceptionally functional everyday drop zone. The redesigned owner’s suite offers tray ceilings, dual walk-in closets and a spacious bath featuring an oversized L-shaped dual vanity with dedicated makeup area and a large tiled walk-in shower. On the opposite side of the home, a PRIVATE GUEST ENSUITE includes its own full bath and direct access to the covered lanai—ideal for overnight guests, extended stays or multigenerational living. Step outside to the expansive COVERED LANAI overlooking the large backyard with room to create the outdoor space you want. With NO HOA, acreage, a true 3-car garage, dedicated office, flexible guest accommodations and immediate occupancy, this home offers a combination that is increasingly difficult to find in new construction. Photos. and video show the actual home. CO ISSUED — COMPLETED AND READY FOR IMMEDIATE OCCUPANCY. Builders' lenders offer incentives. Schedule your private showing today!
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$514,725
$196 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,621 sq ft
Time on market
60 days
Year built
2026
Monthly payment
About $2,973/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $375 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







