20257 SW 97th Pl, photo 1
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Overview

4 bd3 ba2,789 sqft2 car garageSingle Family
TypeSingle Family
HOA$270/yr
Built2005
Lot63,162 sqft
Living area2,789 sqft
Price / sqft$208
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Outdoor ShowerClubhouseFitness Center

20257 SW 97th Pl is a 2005-built home in Rainbow Spgs 04 Rep, Dunnellon. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,789 square feet of living space. Listed at $580,000 (about $208/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $270 annually.

From the listing

Welcome to your private retreat in the desirable Rainbow Springs community of Dunnellon! This spacious 4-bedroom, 3-bathroom home offers 2,789 square feet of comfortable living space on a beautiful 1.45-acre lot. Soaring 20-foot ceilings and plantation shutters add to the home's open, elegant feel. Enjoy the Florida lifestyle with your own saltwater pool, featuring a new salt system, perfect for relaxing or entertaining. Inside, the home has been thoughtfully updated with a beautiful kitchen, updated bathrooms, and new flooring throughout. A cozy fireplace with an owned propane tank creates a warm gathering space, while an instant water heater provides added convenience. The home also features a 2-car garage and irrigation system. Major systems have been recently improved, including a new drain field, water softening system, 2023 roof, and 2024 A/C. The home is also wired and ready for a Generac generator to be installed, offering an excellent opportunity for added peace of mind. Located in Rainbow Springs, residents can enjoy an array of community amenities, including the private Rainbow Springs residents' park on the Rainbow River, swimming, kayaking/canoeing, picnic areas, pavilions, playgrounds, tennis and pickleball courts, and access to the community clubhouse. With its spacious 1.45-acre setting, private pool, extensive updates, desirable features, and access to the amenities of Rainbow Springs, this property offers an exceptional opportunity to enjoy the best of the Dunnellon lifestyle.

The essentials

Built
2005
Price / sqft
$208
On market
57 days
Annual tax
$514
HOA
$270/yr
Flood zone
X · Low risk
Lot
63,162 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Auto Cleaner
2 car garage
1.45 acres
Lot size
2,789 sqft
Living area

Payment

Est. monthly payment
$3,380/mo
Down payment (20%)
$116,000
Property taxes
$43/mo
HOA
$270/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
63,162 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Auto Cleaner, In Ground, Salt Water
Days on Market
57
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Outdoor Shower
Clubhouse
Fitness Center
Park
Pool
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Washer
Water Softener
Flood Zone X
Annual Tax (2025)
$514
Parcel #
3295-132-016

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Spgs 04 Rep
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
63,162 sqft
ClearedPrivate
HOA
$270/yr
Rainbow Springs

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8538577
$580,000-1.7%
$208/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #TB8538577
$590,000
$212/sqft

Neighborhood

20257 SW 97th Pl
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $580,000
$565,000 – $580,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 250 home closings in 34431 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 57 after a $10,000 cut.

Sample: 250 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,380/mo
Principal & interest$3,025
Property taxes$43
Insurance$290
HOA$23
Down payment20% · $116,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$580,000

$208 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,789 sq ft

Time on market

57 days

Year built

2005

Monthly payment

About $3,380/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $514 annual tax bill, insurance, and the $270/yr HOA fee.

HOA fee

$270/yr

Managed by Rainbow Springs.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byERA AMERICAN SUNCOAST REALTYListing agent: G Franklin DixonListing data from Stellar MLS, MLS# TB8538577.

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