2561 Harmonia Hammock Rd, photo 1
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Overview

4 bd2 ba1,828 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/qtr
Built2023
Lot5,663 sqft
Living area1,828 sqft
Price / sqft$218
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Wood CabinetsSplit BedroomStone CountersThermostat

2561 Harmonia Hammock Rd is a 2023-built home in Villages/Harmony Ph 1c-2, Harmony. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $399,000 (about $218/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 quarterly.

From the listing

"WHY WAIT TO BUILD AND PAY HIDDEN COSTS? This 2023 home is BETTER THAN NEW and completely move-in ready! Why wait on the builder when this homeowner has invested in the best upgrades and they are already completed? Enjoy CARPET-FREE living with pristine luxury vinyl plank (LVP) flooring throughout the entire residence, complimented by fresh interior paint.The open-concept living space flows seamlessly outside to a screened-in back porch and a fully enclosed backyard featuring a permitted white vinyl fence—perfect for entertaining or relaxing in complete privacy. Additional upgrades include brand-new gutters, a new garage door opener, and a wired ADT security system. Completely move-in ready and priced to sell—schedule your private tour today before it’s gone! Completely move-in ready and priced to sell—schedule your private tour today before it’s gone!

The essentials

Built
2023
Price / sqft
$218
On market
77 days
Annual tax
$2,680
HOA
$110/qtr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
5,663 sqft lot
Lot size
1,828 sqft
Living area

Payment

Est. monthly payment
$2,541/mo
Down payment (20%)
$79,800
Property taxes
$223/mo
HOA
$110/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
77
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Window Treatments
Private Yard
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$2,680
Parcel #
24-26-31-3495-0001-3710

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages/Harmony Ph 1c-2
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
5,663 sqft
LandscapedSidewalkPaved
HOA
$110/qtr
Association Solutions of Central Florida

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #O6431844
$399,000-0.2%
$218/sqft
-
Price change
Source: Stellar MLS #O6431844
$400,000-3.6%
$219/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #O6431844
$415,000
$227/sqft

Neighborhood

2561 Harmonia Hammock Rd
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
73 of the last 129 home closings in 34773 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 77 after a $16,000 cut.

Sample: 129 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,541/mo
Principal & interest$2,081
Property taxes$223
Insurance$200
HOA$37
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$218 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,828 sq ft

Time on market

77 days

Year built

2023

Monthly payment

About $2,541/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,680 annual tax bill, insurance, and the $110/qtr HOA fee.

HOA fee

$110/qtr

Managed by Association Solutions of Central Florida.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPETRA WORLDWIDEListing agent: Donna PetersonListing data from Stellar MLS, MLS# O6431844.

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