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About this home
2945 Elio Hammock Dr is a 2025-built home in Villages/Harmony Ph 2e & 2f, Harmony. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,451 square feet of living space. Listed at $430,000 (about $175/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $44 quarterly.
3.99% ASSUMABLE VA LOAN WITH A CURRENT LOAN BALANCE SUFFICIENT TO COVER THE FULL LIST PRICE, subject to lender approval and buyer qualification. Built in 2025, this nearly new Harmony West home offers a flexible open floor plan with a first-floor bedroom and full bathroom, ideal for guests, a home office or additional living space. The kitchen opens to the dining and living areas and features granite countertops, stainless steel appliances and a center island. Upstairs, the primary suite features a walk-in closet and private bath, with three additional bedrooms and the laundry room conveniently located on the same level. Enjoy a 2-car garage, irrigation and Harmony West amenities including a community pool, clubhouse, playground, dog park and walking trails. Located in Harmony near St. Cloud. Loan assumption is subject to lender approval, buyer qualification, existing loan terms and applicable requirements. ***This home has been virtually staged***
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$430,000
$175 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,451 sq ft
Time on market
84 days
Year built
2025
Monthly payment
About $2,554/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $970 annual tax bill, insurance, and the $44/qtr HOA fee.
HOA fee
$44/qtr
Managed by Harmony West Homeowners Association, Inc..
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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