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Overview

4 bd3 ba2,978 sqft2 car garageSingle Family
TypeSingle Family
HOA$116/yr
Built2015
Lot6,098 sqft
Living area2,978 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Walk-in Closet(s)SidewalkDishwasherDryerMicrowaveRangeRefrigeratorWasher

6821 Habitat Dr is a 2015-built home in Harmony Nbhd H-1, Harmony. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,978 square feet of living space. Listed at $549,000 (about $184/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $116 annually.

From the listing

Experience elevated Florida living in the picturesque, master-planned community of Harmony. Surrounded by mature trees, lush landscaping and scenic natural beauty, residents enjoy a golf course, clubhouse, resort-style community pool, playground and inviting outdoor spaces. The elementary, middle and high schools are all located within approximately one mile. Shopping and everyday essentials are just minutes away, and the community is centrally positioned for convenient access to Walt Disney World, Orlando International Airport and Melbourne Beach. This spacious two-story residence blends a homey style with everyday versatility. The open-concept kitchen and living area are ideal for entertaining. The dry bar (or coffee bar) and separate pantry provide additional storage and convenience. The downstairs living area can serve as a formal sitting room, and the front dining room can easily be used as an elegant home office or study. Upstairs are four bedrooms, two full bathrooms and an expansive second living area—perfect for a media room, game room, fitness area or informal living space. Outside, a screened private pool and rear patio create a relaxing setting for year-round enjoyment. A pool-access bathroom is the perfect touch to keep wet feet from the main living area. The welcoming front porch complements the home's timeless appeal. Offering flexible living spaces, a private pool and outstanding community amenities, this distinctive Harmony residence delivers an exceptional combination of comfort, beauty and resort-inspired Florida living. Come home to your own oasis and turn this dream of a home into your reality.

The essentials

Built
2015
Price / sqft
$184
On market
18 days
Annual tax
$8,444
HOA
$116/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Private pool
In Ground
2 car garage
6,098 sqft lot
Lot size
2,978 sqft
Living area

Payment

Est. monthly payment
$3,851/mo
Down payment (20%)
$109,800
Property taxes
$704/mo
HOA
$116/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
18
Walk-in Closet(s)
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,444
Parcel #
30-26-32-3293-0001-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony Nbhd H-1
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
6,098 sqft
HOA
$116/yr
Harmony Residential Owners Association

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #TB8551377
$549,000
$184/sqft

Neighborhood

6821 Habitat Dr
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $549,000
$545,000 – $549,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 18.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,851/mo
Principal & interest$2,863
Property taxes$704
Insurance$275
HOA$10
Down payment20% · $109,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,000

$184 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,978 sq ft

Time on market

18 days

Year built

2015

Monthly payment

About $3,851/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,444 annual tax bill, insurance, and the $116/yr HOA fee.

HOA fee

$116/yr

Managed by Harmony Residential Owners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKFORTUNA SUNSHINE REALTY INCListing agent: Vito RulloListing data from Stellar MLS, MLS# TB8551377.

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