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Overview

4 bd2 ba1,766 sqft2 car garageSingle Family
TypeSingle Family
HOA$218/yr
Built1989
Lot5,907 sqft
Living area1,766 sqft
Price / sqft$254
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)SidewalkDishwasherDisposalDryerMicrowave

1047 Kelly Creek Cir is a 1989-built home in Twin Rivers Sec 3a, Oviedo. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,766 square feet of living space. Listed at $449,000 (about $254/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $218 annually.

From the listing

Welcome home! Nestled in one of the area’s most highly desired neighborhood of TWIN RIVERS and top-rated school zones, this charming 4-bedroom, 2-bathroom POOL home with an OFFICE offers a warm, traditional feel with incredible modern, eco-friendly upgrades. Enjoy massive utility savings from day one with fully paid-off solar panels, along with the ultimate modern convenience of a dedicated TELSA electric car charging station OUTSIDE & a 240V PLUG in the garage. Step inside to discover a classic, well-defined split floor plan that provides a wonderful sense of privacy and dedicated rooms for everyone. The freshly painted interior features a soft, inviting tone that feels clean and comforting. The thoughtful layout guides you from a distinct dining area into a cozy breakfast nook, creating perfect separate spaces for quiet morning coffee or intimate family dinners. Work from home in comfort inside the dedicated office/den space, tucked behind beautiful French doors for a quiet, focused workspace. The primary suite serves as a peaceful personal retreat on its own side of the house, complete with a private ensuite bathroom featuring dual sinks, a separate soaking tub, and a standalone shower. Three additional bedrooms are nestled into their own wings of the home, providing excellent privacy and a quiet setup for family or guests. Step outside to enjoy your own private getaway. The screened-in pool is ready for relaxing afternoons, while the low-maintenance, small backyard means less time handling yard work and more time enjoying the space. Practical features include a convenient indoor laundry closet and a traditional 2-car garage equipped with your EV charger. This inviting home offers the perfect setup for comfortable, cozy living with cutting-edge efficiency—schedule your private tour today!UPDATES INCLUDE: NEW ROOF BEING INSTALLED 1ST WEEK OF SEPTEMBER. 2018:HOT WATER HEATER, SOLAR PANELS , REMODELED KITCHEN. REPIPED. POOL PUMP. NEW INTERIOR PAINT. WATCH OUR WALKING TOUR VIDEO THROUGH THE PROPERTY!!

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The essentials

Built
1989
Price / sqft
$254
On market
48 days
Annual tax
$2,611
HOA
$218/yr
Flood zone
X · Low risk
Lot
5,907 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Child Safety Fence
2 car garage
Driveway
5,907 sqft lot
Lot size
1,766 sqft
Living area

Payment

Est. monthly payment
$2,802/mo
Down payment (20%)
$89,800
Property taxes
$218/mo
HOA
$218/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
5,907 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Child Safety Fence, In Ground, Screen Enclosure
Days on Market
48
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Sidewalk
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Carillon Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,611
Parcel #
24-21-31-5KF-0000-1510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Rivers Sec 3a
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
5,907 sqft
City LimitsNear Golf CourseSidewalkPaved
HOA
$218/yr
DENNIS KAPSIS

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #O6435250
$449,000
$254/sqft

Neighborhood

1047 Kelly Creek Cir
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $449,000
$445,000 – $449,000
99.1% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 48.

Sample: 277 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,802/mo
Principal & interest$2,342
Property taxes$218
Insurance$225
HOA$18
Down payment20% · $89,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,000

$254 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,766 sq ft

Time on market

48 days

Year built

1989

Monthly payment

About $2,802/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,611 annual tax bill, insurance, and the $218/yr HOA fee.

HOA fee

$218/yr

Managed by DENNIS KAPSIS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byA+ REALTY PROFESSIONALS, INCListing agent: Darlene ChanceListing data from Stellar MLS, MLS# O6435250.

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