1986 Crystal Downs CT, photo 1
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Overview

4 bd2 ba1,860 sqft2 car garageSingle Family
TypeSingle Family
HOA$269/yr
Built1994
Lot9,940 sqft
Living area1,860 sqft
Price / sqft$312
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanStone Counters

1986 Crystal Downs CT is a 1994-built home in Twin Rivers Sec 6, Oviedo. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,860 square feet of living space. Listed at $580,000 (about $312/sqft), 123 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $269 annually.

From the listing

ADJUSTED PRICE! Lender Discount available! Welcome to this beautifully updated 4-bedroom, 2-bath home where comfort, style, and outdoor living come together seamlessly. Thoughtfully enhanced with luxury lighting fixtures throughout, the home offers a warm, inviting atmosphere and a modern touch in every room. With a split floor plan, eat-in kitchen, and large fenced yard, there is room for all family members to enjoy time together or retreat to their own space. ROOF 2017. AC 2017, Water Heater 2026 Once inside the grand entrance marked with double glass doors and high vaulted ceilings, you'll be struck by the abundance of natural light through oversized windows. Step to your left for the primary suite that spans from the front to the back of the house! You do not want to miss seeing the primary ensuite! You'll feel like you stepped into an elegant spa with crystal chandeliers over the designer vanities, floor to ceiling tile inset with mother-of-pearl design, large glass walk-in shower, and oversized soaker tub. Even the walk-in closet with custom built shelves and drawers is complete with its own chandelier. The gourmet kitchen is found centrally located in the heart of the home. With timeless granite counters and sleek appliances, you'll be ready to entertain gatherings large and small in this versatile eat-in kitchen complete with bar stools and breakfast nook. Equally convenient is the indoor laundry room just off the kitchen for easy access to modern living. You're going to love relaxing in your new cozy family room designed with entertaining in mind. This open concept floor plan at the back of the home provides opportunity to enjoy watching your favorite channels on the oversized wall-mounted TV that conveys above the stunning electric fireplace with floor to ceiling stone. Step outside through the newly installed glass doors to your own private backyard retreat. The sparkling pool serves as centerpiece to your outdoor oasis, surrounded by mature, professionally maintained landscaping that provides both beauty and privacy. Watch the cardinals, herons, and hummingbirds gather as you sit on your pool deck with your morning coffee, recline in the pool for your personal happy hour, or relax around the wood burning fire pit past sunset. Inside and out, pride of ownership is evident in the home's carefully selected upgrades and meticulous maintenance. The attractive landscaping enhances curb appeal and creates a welcoming first impression from the moment you arrive. Ideally located in the center of Oviedo, this home offers convenient access to top-rated schools including UCF and Seminole State, shopping, dining, parks, and major commuter routes. You're minutes from 20 miles of Cross Seminole Trail for bike riding and 44 mile Econlockhatchee River for kayaking. Enjoy the perfect balance of neighborhood charm and everyday convenience in one of Central Florida's most sought-after golfing communities. Don't miss your opportunity to make this move-in ready property your next home.

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The essentials

Built
1994
Price / sqft
$312
On market
123 days
Annual tax
$2,353
HOA
$269/yr
Flood zone
X · Low risk
Lot
9,940 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Private pool
Gunite
2 car garage
Driveway
9,940 sqft lot
Lot size
1,860 sqft
Living area

Payment

Est. monthly payment
$3,533/mo
Down payment (20%)
$116,000
Property taxes
$196/mo
HOA
$269/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
9,940 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Outside Bath Access, Screen Enclosure
Days on Market
123
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Fire Pit
Lighting
Outdoor Grill
Private Yard
Sidewalk
Clubhouse
Golf
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Carillon Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,353
Parcel #
24-21-31-5KQ-0000-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Rivers Sec 6
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
9,940 sqft
Cul-De-SacLandscapedSidewalkPaved
HOA
$269/yr
Sentry Management- Accounts Manager

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8520356
$580,000-1.7%
$312/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #TB8520356
$590,000
$317/sqft

Neighborhood

1986 Crystal Downs CT
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $580,000
$575,000 – $580,000
99.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 272 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 123 after a $10,000 cut.

Sample: 272 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,533/mo
Principal & interest$3,025
Property taxes$196
Insurance$290
HOA$22
Down payment20% · $116,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$580,000

$312 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,860 sq ft

Time on market

123 days

Year built

1994

Monthly payment

About $3,533/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,353 annual tax bill, insurance, and the $269/yr HOA fee.

HOA fee

$269/yr

Managed by Sentry Management- Accounts Manager.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY, LLCListing agent: Melissa WeathersListing data from Stellar MLS, MLS# TB8520356.

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