644 And 646 E Franklin St, photo 1
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Overview

6 bd4 ba3,016 sqft2 car garageDuplex
TypeDuplex
HOANone listed
Built2026
Lot17,133 sqft
Living area3,016 sqft
Price / sqft$249
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LEES 1ST ADD TO OVIEDO
Type
Duplex

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)DishwasherDisposalMicrowaveRange

644 And 646 E Franklin St is a 2026-built home in Lees 1st Add To Oviedo, Oviedo. Inside you'll find 6 bedrooms, 4 bathrooms, and 3,016 square feet of living space. Listed at $750,000 (about $249/sqft), 68 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Under Construction. BRAND NEW CONSTRUCTION DUPLEX in the heart of Downtown Oviedo! A rare opportunity to own a newly built, income-ready duplex. Rent both units for immediate cash flow potential, or live in one and rent the other. Just steps from Oviedo's charming downtown, parks, dining, and shopping. Each unit offers 1,508 sq ft of thoughtfully designed living space with 3 bedrooms, 2 full bathrooms, and a bright open floorplan connecting the family room, dining area, and kitchen, perfect for modern living and entertaining. Each unit also includes its own attached 2-car garage plus an oversized driveway with plenty of additional parking, a feature rarely found in duplex living. Both units are separately metered, making tenant billing simple and maximizing your net returns. Enjoy relaxing Florida evenings on your private covered back porch. Built to today's building codes with all-new construction, this duplex means low maintenance, modern efficiency, and peace of mind for years to come. Zoned for top-rated Seminole County Public Schools, Lawton Elementary, Jackson Heights Middle, and A-rated Oviedo High School, all just minutes away. Convenient access to SR 434, SR 426, UCF, Research Park, Oviedo on the Park, and Oviedo Medical Center. Whether you're an investor seeking strong rental demand in one of Central Florida's most desirable school districts or a homeowner looking to offset your mortgage, this property checks every box. Schedule your private showing today!

The essentials

Built
2026
Price / sqft
$249
On market
68 days
Annual tax
$766
Flood zone
AE*
Lot
17,133 sqft
Type
Duplex

At a glance

Multi-family
Built 2026
2 car garage
Garage Door Opener
0.39 acres
Lot size
3,016 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$4,351/mo
Down payment (20%)
$150,000
Property taxes
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2026
Lot
17,133 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
68
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Lawton Elementary
Middle
Jackson Heights Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$766
Parcel #
10-21-31-512-0000-012C

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lees 1st Add To Oviedo
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
17,133 sqft

Price history

Date
Event
Price
8/7/2026
Listed for sale
Source: Stellar MLS #O6430042
$750,000
$249/sqft

Neighborhood

644 And 646 E Franklin St
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $750,000
$745,000 – $750,000
99.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 272 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 68.

Sample: 272 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,350/mo
Principal & interest$3,912
Property taxes$64
Insurance$375
Down payment20% · $150,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$750,000

$249 per sq ft

Beds and baths

6 beds, 4 baths

Size

3,016 sq ft

Time on market

68 days

Year built

2026

Monthly payment

About $4,351/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $766 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFLOW REALTY LLCListing agent: Edmundo Gouveia TavaresListing data from Stellar MLS, MLS# O6430042.

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