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Overview

8 bd6 ba3,400 sqftSingle Family
TypeSingle Family
HOANone listed
Built1976
Lot11,200 sqft
Living area3,400 sqft
Price / sqft$250

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About this home

Ceiling Fans(s)Vaulted Ceiling(s)BalconyDishwasherDisposalDryerMicrowaveRefrigerator

1824 Lake St is a 1976-built home in Mineral Spring Park, Oviedo. Inside you'll find 8 bedrooms, 6 bathrooms, and 3,400 square feet of living space. Listed at $850,000 (about $250/sqft), 220 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Lakefront Property with Multiple Living Spaces Enjoy lakefront living on the shores of Lake Jessup with this unique and versatile property located in Oviedo. This renovated home offers beautiful water views and a flexible layout that creates multiple living opportunities. The main house features 3 bedrooms and 2 bathrooms, providing comfortable living space with natural light and peaceful lake views. In addition to the main residence, the property includes three independent in-law suites, each with its own living area and kitchenette. Two of the units offer 1 bedroom and 1 bathroom, while the third unit includes 3 bedrooms and 2 bathrooms. This layout creates excellent income potential, allowing the future owner to use the additional units for extended family, guests, or rental opportunities while still enjoying the privacy of the main home. The property is located just minutes from the revitalized Downtown Oviedo, with convenient access to restaurants, shopping, parks, and local attractions. The home sits directly on Lake Jessup, offering scenic waterfront views and access to outdoor activities such as boating, fishing, and kayaking. The floating dock will need to be replaced, but a public boat ramp is located less than a mile away, providing convenient lake access. The property is fully furnished, making it move-in ready or ideal for immediate rental use. The sale price does not include the furniture, but it can be negotiated for an additional cost. Purchasing the home furnished offers significant advantages, allowing the new owner to avoid the time and expense of furnishing multiple living spaces and making it easier to start generating income right away. Seller financing is available, creating an additional opportunity for qualified buyers.

The essentials

Built
1976
Price / sqft
$250
On market
220 days
Annual tax
$3,136
Flood zone
AE
Lot
11,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
Waterfront
Lake Front
0.26 acres
Lot size
3,400 sqft
Living area

Payment

Est. monthly payment
$5,119/mo
Down payment (20%)
$170,000
Property taxes
$261/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
11,200 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
220
Ceiling Fans(s)
Vaulted Ceiling(s)
Balcony
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Layer Elementary
Middle
Indian Trails Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$3,136
Parcel #
32-20-31-503-0100-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mineral Spring Park
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
11,200 sqft
Oversized LotPaved

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #O6387414
$850,000-1.7%
$250/sqft
-
Price change
Source: Stellar MLS #O6387414
$865,000-3.9%
$254/sqft
3/5/2026
Listed for sale
Source: Stellar MLS #O6387414
$899,900
$265/sqft

Neighborhood

1824 Lake St
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$845,000 – $850,000
99.2% – 100% of listTops out right at the list price
80% of listList price
137 of the last 273 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 220 after a $49,900 cut.

Sample: 273 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,119/mo
Principal & interest$4,433
Property taxes$261
Insurance$425
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$250 per sq ft

Beds and baths

8 beds, 6 baths

Size

3,400 sq ft

Time on market

220 days

Year built

1976

Monthly payment

About $5,119/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,136 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Andres Ospina RiveraListing data from Stellar MLS, MLS# O6387414.

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