1038 Royal Oaks Dr, photo 1
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Overview

3 bd2 ba1,259 sqft2 car garageSingle Family
TypeSingle Family
HOA$375/yr
Built1993
Lot8,627 sqft
Living area1,259 sqft
Price / sqft$306
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorStone CountersWindow TreatmentsLightingSidewalkPool

1038 Royal Oaks Dr is a 1993-built home in Royal Oak Estates, Apopka. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,259 square feet of living space. Listed at $384,900 (about $306/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 semi-annually.

From the listing

Welcome home to this beautifully updated and meticulously maintained POOL HOME in Royal Oaks Estates! Move-in ready and showing like a model, this lovely home and inviting interior along with your own private backyard oasis. Step inside to high ceilings, recessed lighting, ceiling fans, blinds, and tile and laminate flooring throughout - no carpet. The living and dining room combination provides an open and comfortable space for everyday living and entertaining. The beautifully renovated kitchen features granite countertops, a stylish backsplash, new cabinetry with crown molding and hardware, above-cabinet lighting, an upgraded faucet, undermount sink, and plenty of cabinet and counter space. Kitchen appliances are included. The primary suite features a beautiful vaulted ceiling and its own set of French doors opening directly to the backyard. The bathrooms have also been refreshed with newer vanities and toilets. Outside is where this home really shines! French doors with built-in blinds lead from the living area to the fully fenced backyard and screened-in pool enclosure. Enjoy the paved pool deck and sparkling pool, which has been resurfaced and retiled and includes a new salt cell and new pool motor - creating a wonderful space to relax, entertain, and enjoy the Florida lifestyle. Additional highlights include a BRAND-NEW ROOF installed July 2026, AC replaced in 2021, a two-car garage, and great curb appeal. Royal Oaks Estates also offers tennis courts/pickleball and community pool, all with a low HOA. Centrally located with convenient access to Orlando, minutes from major access roads, shopping and dining. This home combines thoughtful updates, comfortable living spaces, community amenities, and an incredible private pool and backyard setting. Beautifully updated, well maintained, and ready for its new owners!

The essentials

Built
1993
Price / sqft
$306
On market
52 days
Annual tax
$4,093
HOA
$375/yr
Flood zone
X · Low risk
Lot
8,627 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Private pool
In Ground
2 car garage
8,627 sqft lot
Lot size
1,259 sqft
Living area

Payment

Est. monthly payment
$2,572/mo
Down payment (20%)
$76,980
Property taxes
$341/mo
HOA
$375/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
8,627 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Tile
Days on Market
52
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Lighting
Sidewalk
Pool
Sidewalks
Dishwasher
Microwave
Range
Refrigerator
Elementary
Lakeville Elem
Middle
Piedmont Lakes Middle
High
Wekiva High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,093
Parcel #
14-21-28-7786-00-360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Oak Estates
County
Orange
MLS Area
32703 - Apopka
Lot Size
8,627 sqft
LandscapedLevelSidewalkPaved
HOA
$375/yr
Specialty Management Company of Central FL

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6436041
$384,900-1.3%
$306/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #O6436041
$389,900
$310/sqft

Neighborhood

1038 Royal Oaks Dr
Apopka, FL, 32703 · 32703 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $384,900
$382,500 – $384,900
99.5% – 100% of listTops out right at the list price
80% of listList price
175 of the last 282 home closings in 32703 landed at this number or higher (62%). The median one sat 27 days before it went under contract, and this one is on day 52 after a $5,000 cut.

Sample: 282 closed home sales in 32703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,572/mo
Principal & interest$2,007
Property taxes$341
Insurance$192
HOA$31
Down payment20% · $76,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$384,900

$306 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,259 sq ft

Time on market

52 days

Year built

1993

Monthly payment

About $2,572/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,093 annual tax bill, insurance, and the $375/yr HOA fee.

HOA fee

$375/yr

Managed by Specialty Management Company of Central FL.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCENTURY 21 CARIOTIListing agent: Jamie Stolinas Crame, LLCListing data from Stellar MLS, MLS# O6436041.

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