3553 Somerset Cir, photo 1
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Overview

4 bd3 ba2,609 sqft2 car garageSingle Family
TypeSingle Family
HOA$205/mo
Built2005
Lot10,759 sqft
Living area2,609 sqft
Price / sqft$243
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Central VaccumEat-in KitchenHigh CeilingsSplit BedroomTray Ceiling(s)Walk-in Closet(s)LightingSidewalk

3553 Somerset Cir is a 2005-built home in Bellalago Ph 2n, Kissimmee. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,609 square feet of living space. Listed at $635,000 (about $243/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 monthly.

From the listing

Wake up to a view you’ll never get tired of. This stunning lakefront property sits directly on Lake Toho, offering the kind of water access and scenery buyers dream about. The expansive backyard provides plenty of room to design your own private pool, making this a true blank canvas for waterfront living. Step inside to soaring 10 foot ceilings and an abundance of natural light, enhanced by brand new high impact windows throughout. The thoughtfully designed floor plan offers over 2,600 square feet, including 4 bedrooms, 3 bathrooms, and a dedicated home office, perfect for remote work or a quiet retreat. Additional features include a central vacuum system and a brand new HVAC system, replaced within the last year, giving you added peace of mind from day one. Located in the sought after Bellalago community with direct Lake Toho access, this is a rare opportunity to own a slice of Florida waterfront living. Schedule your private showing today and see why this view might just be the one you never want to leave.

The essentials

Built
2005
Price / sqft
$243
On market
52 days
Annual tax
$6,521
HOA
$205/mo
Flood zone
X · Low risk
Lot
10,759 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Canal - Freshwater
Community pool
Fitness center too
2 car garage
0.25 acres
Lot size

Payment

Est. monthly payment
$4,378/mo
Down payment (20%)
$127,000
Property taxes
$543/mo
HOA
$205/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
10,759 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Freshwater
Days on Market
52
Central Vaccum
Eat-in Kitchen
High Ceilings
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Sidewalk
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Island Village Elementary School
Middle
Horizon Middle
High
Liberty High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,521
Parcel #
29-26-29-2645-0001-0880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellalago Ph 2n
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
10,759 sqft
HOA
$205/mo
First Residential

Price history

Date
Event
Price
8/21/2026
Listed for sale
Source: Stellar MLS #O6436346
$635,000
$243/sqft

Neighborhood

3553 Somerset Cir
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $635,000
$630,000 – $635,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 52.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,378/mo
Principal & interest$3,312
Property taxes$543
Insurance$318
HOA$205
Down payment20% · $127,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$635,000

$243 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,609 sq ft

Time on market

52 days

Year built

2005

Monthly payment

About $4,378/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,521 annual tax bill, insurance, and the $205/mo HOA fee.

HOA fee

$205/mo

Managed by First Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER, LLCListing agent: Ken PozekListing data from Stellar MLS, MLS# O6436346.

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