10 Freshwater Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot6,486 sqft

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About this home

10 Freshwater Dr is a home in Fresh Water Estates, Palm Harbor. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

RARE PALM HARBOR HOMESITE NEAR THE SHORES OF BEAUTIFUL LAKE TARPON! An exceptional opportunity to build in the established Fresh Water Estates community of highly desirable Palm Harbor. This approximately 0.15-acre residential lot offers 60 feet of frontage by approximately 108 feet deep and is positioned in a peaceful setting surrounded by the natural beauty and waterfront lifestyle that make northern Pinellas County so desirable. Imagine designing your new Florida home just steps from the Lake Tarpon environment, where water views, boating, fishing and spectacular Florida sunsets become part of the surrounding lifestyle. The property offers Lake Tarpon and water views, while the Well-Known Innisbrook Golf Club area is just across the way, creating a unique combination of water, recreation and an established residential setting. The lot is reported as cleared, level and buildable, with R-3 zoning, electricity nearby and water nearby. Enjoy the best of the Palm Harbor lifestyle with convenient access to Lake Tarpon, golf, boating, shopping, dining and the Gulf Coast, while still enjoying the feel of a quiet neighborhood tucked away from the main road. LOCATION, WATER VIEWS AND THE OPPORTUNITY TO BUILD — this is the kind of Pinellas County homesite that is increasingly difficult to find. Bring your plans and create your own Florida retreat! One thing I would not say is that the lot itself is waterfront. The current data describes it as having Lake Tarpon/water views, but lists the property's waterfront status as none.

The essentials

On market
43 days
Annual tax
$1,585
Flood zone
AE
Lot
6,486 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,190/mo
Down payment (20%)
$37,000
Property taxes
$132/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
6,486 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
43
Flood Zone AE
Annual Tax (2025)
$1,585
Parcel #
30-27-16-29538-000-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fresh Water Estates
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,486 sqft
BuildableClearedIn CountyPaved

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #O6437744
$185,000-2.1%
-
Price change
Source: Stellar MLS #O6437744
$189,000-14.1%
8/31/2026
Listed for sale
Source: Stellar MLS #O6437744
$219,999

Neighborhood

10 Freshwater Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Calculator

Est. monthly payment
$1,189/mo
Principal & interest$965
Property taxes$132
Insurance$93
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

Time on market

43 days

Monthly payment

About $1,190/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,585 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byYASMINE KHRINOListing agent: Jasmine KhrinoListing data from Stellar MLS, MLS# O6437744.

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