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Overview

3 bd2 ba1,908 sqft3 car garageSingle Family
TypeSingle Family
HOA$35/mo
Built2004
Lot21,228 sqft
Living area1,908 sqft
Price / sqft$262
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsSplit BedroomThermostatCommunity MailboxPlaygroundSidewalks

3804 Bayshore Cir is a 2004-built home in Tavares Lakeside At Tavares Sub, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,908 square feet of living space. Listed at $499,000 (about $262/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $35 monthly.

From the listing

4.5 percent financing to qualified buyers. Flexible down payment. Waterfront Living on Lake Idamere - Sunsets Included! Welcome to 3804 Bayshore Circle, a beautifully situated waterfront home on the peaceful shores of Lake Idamere in Tavares. Tucked away in an amazingly quiet setting yet close to everything, this highly sought-after location offers the best of both worlds. HOA of just $35 per month, which includes access to a community boat ramp and dock-perfect for embracing lake life. Set on an oversized lot, this home delivers breathtaking sunset views every evening, with no two ever the same. Built in 2004, the home features 1,908 heated square feet, a desirable split floor plan, 3 bedrooms, 2 bathrooms, and a rare 3-car garage-an exceptional find for the area. Major updates provide peace of mind, including a new roof (January 2024), new HVAC system (November 2025), fresh interior paint throughout (February 2026), and beautiful new luxury vinyl flooring (February 2026), creating a move-in-ready feel while maintaining the home's comfortable charm. Inside, the thoughtfully designed layout immediately welcomes you with soaring ceilings and an abundance of natural light. Upon entry, the den sits to your right-ideal for a home office or flex space-while the formal dining room is positioned to the left, perfect for gatherings and special occasions. Straight ahead, the living room draws your eye to stunning lake views that anchor the heart of the home. Just off the living room, the kitchen and dinette area offer generous counter space, ample cabinetry, a pantry, and-yes-another beautiful view of the water. Enjoy casual meals at the breakfast table or additional seating at the bar, making this space both functional and inviting. The primary suite is privately located off the living room and features tranquil water views through charming bay windows, creating the perfect nook for a sitting area where you can read, relax, and soak in the scenery. Lake County living truly shines here, with nearby waterfront downtowns, festivals, arts and crafts shows, and beloved mom-and-pop restaurants that each offer something unique and delicious. You're also conveniently close to major highways, hospitals, and shopping. All new furnishings onsite are included with the sale downpament.

The essentials

Built
2004
Price / sqft
$262
On market
39 days
Annual tax
$6,446
HOA
$35/mo
Flood zone
X · Low risk
Lot
21,228 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
3 car garage
0.49 acres
Lot size
1,908 sqft
Living area

Payment

Est. monthly payment
$3,424/mo
Down payment (20%)
$99,800
Property taxes
$537/mo
HOA
$35/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
21,228 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
39
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Split Bedroom
Thermostat
Community Mailbox
Playground
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,446
Parcel #
05-20-26-1200-000-03300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Lakeside At Tavares Sub
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
21,228 sqft
LandscapedNear MarinaOversized LotSidewalk
HOA
$35/mo
Sentry Management

Price history

Date
Event
Price
9/2/2026
Listed for sale
Source: Stellar MLS #O6438346
$499,000
$262/sqft

Neighborhood

3804 Bayshore Cir
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$487,500 – $499,000
97.8% – 100% of listTops out right at the list price
80% of listList price
110 of the last 219 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 39.

Sample: 219 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,424/mo
Principal & interest$2,602
Property taxes$537
Insurance$250
HOA$35
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$262 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,908 sq ft

Time on market

39 days

Year built

2004

Monthly payment

About $3,424/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,446 annual tax bill, insurance, and the $35/mo HOA fee.

HOA fee

$35/mo

Managed by Sentry Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHOUWZER INCListing agent: Daniel RobinsonListing data from Stellar MLS, MLS# O6438346.

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