31946 Harris Rd, photo 1
ActiveOpen Sun 1 to 3 PM
1 / 44

Overview

3 bd2 ba1,697 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1977
Lot13,727 sqft
Living area1,697 sqft
Price / sqft$321
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 11 · 1:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatPrivate EntrancePrivate Mailbox

31946 Harris Rd is a 1977-built home in Riverwood Unit 01, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,697 square feet of living space. Listed at $545,000 (about $321/sqft), 17 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 31946 Harris Road, a beautifully upgraded 3-bedroom, 2-bath waterfront home offering the perfect blend of comfort, recreation, and Florida living. Situated directly on the water, this property features a private dock and excellent fishing opportunities, creating your own peaceful waterfront retreat right at home. Inside, you’ll find a thoughtfully renovated living space with extensive updates throughout. The kitchen and fireplace room were completely remodeled in 2022, creating a warm and inviting setting for everyday living and entertaining. In 2024, the bathrooms, laundry room, foyer, hallway, and family room were fully remodeled. Custom baseboards and crown molding in the family room add an elegant finishing touch. Major improvements provide additional peace of mind, including a new roof installed in October 2024, a tankless water heater installed in 2024, and a water softener system added in 2025. Step outside and enjoy the best of waterfront living. The private dock is perfect for fishing, relaxing by the water, or simply enjoying the peaceful surroundings. Whether you're looking for a full-time residence, weekend getaway, or waterfront investment, this property offers an opportunity to embrace the Central Florida lifestyle. Conveniently located in Tavares with easy access to boating, fishing, dining, shopping, parks, and the many recreational opportunities of the Harris Chain of Lakes. With extensive recent renovations, major updates, and waterfront living at your doorstep, 31946 Harris Road is ready to welcome you home! ***A 1% lender credit (based on the buyer’s loan amount) toward the buyer’s closing costs or interest rate buy-down when using the seller’s preferred lender.***

The essentials

Built
1977
Price / sqft
$321
On market
17 days
Annual tax
$2,537
Flood zone
X* · Low risk
Lot
13,727 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
Waterfront
Canal - Freshwater
2 car garage
0.32 acres
Lot size
1,697 sqft
Living area

Payment

Est. monthly payment
$3,326/mo
Down payment (20%)
$109,000
Property taxes
$211/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
13,727 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Canal - Freshwater
Days on Market
17
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Private Entrance
Private Mailbox
Private Yard
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Tankless Water Heater
Washer
Water Softener
Elementary
Treadway Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$2,537
Parcel #
25-19-25-0700-000-01300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverwood Unit 01
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
13,727 sqft
Corner LotIn CountyIrregular LotLandscapedPrivatePavedUnincorporated

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #G5118223
$545,000-3.5%
$321/sqft
9/24/2026
Listed for sale
Source: Stellar MLS #G5118223
$565,000
$333/sqft

Neighborhood

31946 Harris Rd
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $545,000
$535,000 – $545,000
97.8% – 100% of listTops out right at the list price
80% of listList price
110 of the last 219 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 17 after a $20,000 cut.

Sample: 219 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,326/mo
Principal & interest$2,842
Property taxes$211
Insurance$273
Down payment20% · $109,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$545,000

$321 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,697 sq ft

Time on market

17 days

Year built

1977

Monthly payment

About $3,326/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,537 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER HUBBARD HANSENListing agent: Lydia ToddListing data from Stellar MLS, MLS# G5118223.

Keep exploring Florida

Pick up where you left off, or see what else is out there.