1097 Covington St, photo 1
Active
1 / 18

Overview

3 bd2 ba1,356 sqft2 car garageSingle Family
TypeSingle Family
HOA$224.85/yr
Built1986
Lot6,306 sqft
Living area1,356 sqft
Price / sqft$273
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatWalk-in Closet(s)LightingPrivate MailboxRain GuttersStreet Lights

1097 Covington St is a 1986-built home in Alafaya Woods Ph 04, Oviedo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,356 square feet of living space. Listed at $369,900 (about $273/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $224.85 annually.

From the listing

Welcome to this magnificently renovated 3 bedroom, 2 bathroom single-story residence in highly desirable Oviedo! Step inside to a sun-filled open interior that has been completely transformed with modern wall-to-wall luxury vinyl plank flooring, fresh interior paint, and stylish light fixtures throughout. The heart of the home is the brand-new kitchen boasting sleek New Shaker Cabinets, New Quartz Countertops, a spacious breakfast bar, and New Stainless Steel Appliances! Relax in the primary suite featuring private access through a New Sliding Glass Door and an extraordinary ensuite bath with New Shaker Vanities, New Quartz Countertops, dual sinks, a reglazed soaking tub, and a separate tiled shower. Enjoy ultimate peace of mind thanks to major upgrades: a Brand-New Architectural Shingle Roof (2026), Brand-New HVAC System (2026), Brand-New Water Heater (2026), and Brand-New Concrete Driveway (2026)! Complete with a 2-car garage with painted floors, updated landscaping, and a quiet enclosed patio, this turn-key property offers modern luxury One or more photos in this listing have been virtually staged.

The essentials

Built
1986
Price / sqft
$273
On market
40 days
Annual tax
$5,415
HOA
$224.85/yr
Flood zone
X · Low risk
Lot
6,306 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
2 car garage
Open
6,306 sqft lot
Lot size
1,356 sqft
Living area

Payment

Est. monthly payment
$2,584/mo
Down payment (20%)
$73,980
Property taxes
$451/mo
HOA
$224.85/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
6,306 sqft
Cooling
Central Air
Heating
Central
Parking
Open
Days on Market
40
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Rain Gutters
Street Lights
Dishwasher
Microwave
Range
Elementary
Stenstrom Elementary
Middle
Chiles Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,415
Parcel #
23-21-31-503-0000-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Alafaya Woods Ph 04
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
6,306 sqft
City LimitsIn CountyLevelNear Public TransitSidewalkPaved
HOA
$224.85/yr
Alafaya Woods HOA

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6438593
$369,900-1.3%
$273/sqft
9/2/2026
Listed for sale
Source: Stellar MLS #O6438593
$374,900
$276/sqft

Neighborhood

1097 Covington St
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $369,900
$367,500 – $369,900
99.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 272 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 40 after a $5,000 cut.

Sample: 272 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,584/mo
Principal & interest$1,929
Property taxes$451
Insurance$185
HOA$19
Down payment20% · $73,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$369,900

$273 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,356 sq ft

Time on market

40 days

Year built

1986

Monthly payment

About $2,584/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,415 annual tax bill, insurance, and the $224.85/yr HOA fee.

HOA fee

$224.85/yr

Managed by Alafaya Woods HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byENTERA REALTY LLCListing agent: Robert SalmonsListing data from Stellar MLS, MLS# O6438593.

Keep exploring Florida

Pick up where you left off, or see what else is out there.