2636 Reagan Trl, photo 1
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Overview

5 bd7 ba7,768 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built2027
Lot263,845 sqft
Living area7,768 sqft
Price / sqft$913
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
THE COVE
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

2636 Reagan Trl is a 2027-built home in The Cove, Lake Mary. Inside you'll find 5 bedrooms, 7 bathrooms, and 7,768 square feet of living space. Listed at $7,095,000 (about $913/sqft), 39 days on market. Flood zone AE/X - confirm flood insurance requirements with your lender.

From the listing

Pre-Construction. To be built. Generational ownership property is now available to new owners! This six-acre lakefront property presents a rare opportunity to own one of Lake Mary’s true legacy estates. This property is available as as-is without build (old home and structures remain). Set behind the private gates of The Cove, yet uniquely exempt from the community’s HOA, the property is reached by a long, tree-lined private drive that opens to more than 800 feet of shoreline along Crystal Lake. Here, the lake becomes part of everyday life, offering endless opportunities for boating, waterskiing, fishing, swimming and kayaking, while western sunsets, abundant wildlife and the natural beauty of the waterfront create a sense of privacy and place that is increasingly hard to find. Planned for the site is a Transitional Modern estate to be built by Konkol Custom Homes, one of Central Florida’s premier luxury homebuilders. With approximately 7,768 square feet under air and 10,790 total square feet, the residence is designed to take full advantage of the waterfront setting while offering the comfort, scale and flexibility expected of a custom luxury home. The floor plan includes five bedrooms, five full and two half baths, along with four garage spaces arranged as two separate two-car garages. Inside, expansive living areas are defined by dramatic open-to-below spaces and an easy connection between the home’s main gathering areas. The great room is centered around a fireplace and flows naturally into the dining area and kitchen, where a large island and separate scullery create a layout equally suited for everyday living and entertaining. The primary suite is privately positioned in its own wing with generous walk-in closets, a spacious bath and an adjacent yoga room or flex space. A separate guest or multigenerational suite includes its own en-suite bath and walk-in closet, providing privacy and comfort for extended stays. A dedicated gym with a dry sauna creates a private wellness space at home, while upstairs an open loft, two private offices, additional storage, a covered balcony and open overlooks add versatility. An elevator provides convenient access between levels. The outdoor spaces are designed to feel like an extension of the home. A generous covered living area and summer kitchen open to the pool, deck and expansive grounds, with the lake always part of the view. Beyond the backyard, more than 800 feet of shoreline, a private dock and a boathouse make it easy to enjoy Crystal Lake, whether heading out on the boat, spending an afternoon on the water or settling in to watch the sunset. Lake Mary’s dining, shopping, entertainment and everyday conveniences are only minutes away, while Interstate 4, SR 417 and the Wekiva Parkway provide easy access throughout Central Florida. (Illustrations are renderings and subject to change by buyer or builder).

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The essentials

Built
2027
Price / sqft
$913
On market
39 days
Annual tax
$6,833
Flood zone
AE/X
Lot
263,845 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
Waterfront
Lake Front
Private pool
Heated
4 car garage
Driveway
6.06 acres
Lot size

Payment

Est. monthly payment
$41,120/mo
Down payment (20%)
$1,419,000
Property taxes
$569/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
263,845 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Central, Zoned
Parking
Driveway, Garage Door Opener, Garage Faces Side, Oversized, Garage
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water
Waterfront
Lake Front
Days on Market
39
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Gated Community - No Guard
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Refrigerator
Tankless Water Heater
Flood Zone AE/X
Annual Tax (2025)
$6,833
Parcel #
10-20-30-300-0070-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Cove
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
263,845 sqft
ClearedIrregular LotLevelOversized LotPavedPrivate

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #O6439030
$7,095,000
$913/sqft

Neighborhood

2636 Reagan Trl
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $7,095,000
$7.03M – $7.09M
99.1% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 32746 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 39.

Sample: 207 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$41,120/mo
Principal & interest$37,003
Property taxes$569
Insurance$3,548
Down payment20% · $1,419,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$7,095,000

$913 per sq ft

Beds and baths

5 beds, 7 baths

Size

7,768 sq ft

Time on market

39 days

Year built

2027

Monthly payment

About $41,120/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,833 annual tax bill, insurance.

Flood zone

Zone AE/X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byPREMIER SOTHEBYS INT'L REALTYListing agent: Mel BernsteinListing data from Stellar MLS, MLS# O6439030.

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