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Overview

4 bd3 ba2,690 sqft2 car garageSingle Family
TypeSingle Family
HOA$215/mo
Built2019
Lot4,716 sqft
Living area2,690 sqft
Price / sqft$199
Garage2 car

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About this home

Ceiling Fans(s)Rain GuttersSidewalkBuilt-in OvenCooktopDishwasherDisposalDryer

17108 Harbor Oak Pkwy is a 2019-built home in Waterside, Winter Garden. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,690 square feet of living space. Listed at $535,000 (about $199/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $215 monthly.

From the listing

Welcome to this spacious two-story home in the desirable Waterside community. The first floor features an open-concept great room, dining area, and kitchen with granite countertops, a large island, walk-in pantry, and stainless-steel appliances. The great room opens directly to a covered lanai, creating a comfortable space for relaxing or entertaining. A first-floor bedroom with a full bathroom provides flexibility for guests or family members. An interior laundry room completes the first floor. Upstairs, the spacious primary suite features a private bathroom with a separate shower and soaking tub. Two additional bedrooms share a full bathroom, and an open loft provides versatile space for a home office, playroom, or additional living area. A great opportunity to enjoy comfortable living in the Waterside community with a functional and flexible floor plan.

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The essentials

Built
2019
Price / sqft
$199
On market
21 days
Annual tax
$8,394
HOA
$215/mo
Flood zone
X · Low risk
Lot
4,716 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
4,716 sqft lot
Lot size
2,690 sqft
Living area

Payment

Est. monthly payment
$3,972/mo
Down payment (20%)
$107,000
Property taxes
$700/mo
HOA
$215/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
4,716 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
21
Ceiling Fans(s)
Rain Gutters
Sidewalk
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Washer
Elementary
Hamlin Elementary
Middle
Hamlin Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,394
Parcel #
06-23-27-8902-00-320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterside
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
4,716 sqft
HOA
$215/mo
Raymond Shrum

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6440831
$535,000-2.4%
$199/sqft
-
Price change
Source: Stellar MLS #O6440831
$548,000-1.8%
$204/sqft
9/20/2026
Listed for sale
Source: Stellar MLS #O6440831
$558,000
$207/sqft

Neighborhood

17108 Harbor Oak Pkwy
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $535,000
$530,000 – $535,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 21 after a $23,000 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,972/mo
Principal & interest$2,790
Property taxes$700
Insurance$268
HOA$215
Down payment20% · $107,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$535,000

$199 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,690 sq ft

Time on market

21 days

Year built

2019

Monthly payment

About $3,972/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,394 annual tax bill, insurance, and the $215/mo HOA fee.

HOA fee

$215/mo

Managed by Raymond Shrum.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered bySPRING REALTY ONE LLCListing agent: Chun CaiListing data from Stellar MLS, MLS# O6440831.

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