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About this home
640 Lance CT is a 1996-built home in Villages At Kingsbridge West Tr C-2, Oviedo. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,922 square feet of living space. Listed at $485,000 (about $252/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $362.5 semi-annually.
Welcome to 640 Lance Court in Oviedo! Located in a highly sought-after area, this four-bedroom, two-bath home sits on a quiet cul-de-sac and offers a functional layout, abundant natural light, and a fully fenced backyard with a covered, screened-in patio—perfect for relaxing or entertaining. Kingsbridge is an established, tree-lined streets subdivision. Inside, the welcoming entry opens to a formal living and dining area that can easily serve as a flexible space for a home office, playroom, or additional living area. The kitchen overlooks the dinette and family room, creating an open-concept gathering space ideal for everyday living and entertaining. The kitchen features stainless steel appliances, a center island, and plenty of natural light.The spacious primary suite offers a private retreat with an en-suite bath featuring dual sinks, a separate tub and shower, and a walk-in closet. Bedrooms two and three are located down a separate hallway, offering privacy for family or guests. The fourth bedroom is currently being used as an office and features double doors from the primary suite. The room can easily be returned to a traditional bedroom configuration as it also has a separate doorway from the hallway shared with bedrooms two and three, providing flexibility to suit your needs. The second full bath is conveniently located off this hallway and is easily accessible to both the secondary bedrooms and guests. Outside, the fully fenced backyard and screened-in covered patio provide an inviting extension of the living space and plenty of room to enjoy Florida's beautiful weather. The location is hard to beat, with convenient access to 417 and a quick commute to the University of Central Florida, Siemens, Lockheed Martin, restaurants, shopping, and Oviedo on the Park. The community features a tennis court, a playground, as well as a dock where residents can fish! Zoned for highly regarded schools and close to the amenities that make Oviedo so desirable, 640 Lance Court offers the space, flexibility, and location you've been looking for. (Roof 2017, HVAC 2018, HWH 2026)
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$485,000
$252 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,922 sq ft
Time on market
26 days
Year built
1996
Monthly payment
About $3,043/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,903 annual tax bill, insurance, and the $362.5/yr HOA fee.
HOA fee
$362.5/yr
Managed by Sentry Management Inc / David Pugh.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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