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About this home
3551 Wading Heron Ter is a 2001-built home in Live Oak Reserve Unit One, Oviedo. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,797 square feet of living space. Listed at $635,000 (about $227/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $294 quarterly.
Welcome home to this meticulously maintained home nestled in the sought-after Live Oak Reserve community of Oviedo. Beautifully situated on a professionally landscaped lot, this home offers the rare combination of privacy and tranquil views. You will love the private location with no rear neighbors and a gorgeous wooded backdrop. A pavered driveway provides an inviting entrance, leading to a two-car garage plus a separate one-car garage, each with its own entrance—offering exceptional flexibility for vehicles, storage, hobbies, or a private workspace. Inside, the volume ceilings invite you into an open floor-plan that flows seamlessly into spacious living areas designed for both everyday comfort and entertaining. The chef's kitchen features elegant stone countertops and stainless appliances. The split-bedroom floor plan provides added privacy, while the oversized bedrooms offer generous closet space. A versatile flex/bonus room provides endless possibilities for a home office, media room, gym, playroom or use it as a Florida room and enjoy the view. A new roof was installed in 2020. Enjoy an exceptional lifestyle with Live Oak Reserve’s resort-style amenities, including a community pool, splash pad and water slides, clubhouse, tennis and basketball courts, playgrounds, and sports fields. Ideally located within the highly regarded Seminole County School District, rated A+ for 2025–2026, and close to shopping, dining, parks, and major roadways. This home truly has it all—privacy, space, flexibility, and an exceptional community lifestyle. Welcome home!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$635,000
$227 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,797 sq ft
Time on market
35 days
Year built
2001
Monthly payment
About $4,088/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,321 annual tax bill, insurance, and the $294/qtr HOA fee.
HOA fee
$294/qtr
Managed by Anastacia Wood.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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