3551 Wading Heron Ter, photo 1
Active
1 / 36

Overview

4 bd2 ba2,797 sqft3 car garageSingle Family
TypeSingle Family
HOA$294/qtr
Built2001
Lot8,401 sqft
Living area2,797 sqft
Price / sqft$227
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingSolid Surface CountersSplit BedroomStone CountersThermostatWalk-in Closet(s)Window Treatments

3551 Wading Heron Ter is a 2001-built home in Live Oak Reserve Unit One, Oviedo. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,797 square feet of living space. Listed at $635,000 (about $227/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $294 quarterly.

From the listing

Welcome home to this meticulously maintained home nestled in the sought-after Live Oak Reserve community of Oviedo. Beautifully situated on a professionally landscaped lot, this home offers the rare combination of privacy and tranquil views. You will love the private location with no rear neighbors and a gorgeous wooded backdrop. A pavered driveway provides an inviting entrance, leading to a two-car garage plus a separate one-car garage, each with its own entrance—offering exceptional flexibility for vehicles, storage, hobbies, or a private workspace. Inside, the volume ceilings invite you into an open floor-plan that flows seamlessly into spacious living areas designed for both everyday comfort and entertaining. The chef's kitchen features elegant stone countertops and stainless appliances. The split-bedroom floor plan provides added privacy, while the oversized bedrooms offer generous closet space. A versatile flex/bonus room provides endless possibilities for a home office, media room, gym, playroom or use it as a Florida room and enjoy the view. A new roof was installed in 2020. Enjoy an exceptional lifestyle with Live Oak Reserve’s resort-style amenities, including a community pool, splash pad and water slides, clubhouse, tennis and basketball courts, playgrounds, and sports fields. Ideally located within the highly regarded Seminole County School District, rated A+ for 2025–2026, and close to shopping, dining, parks, and major roadways. This home truly has it all—privacy, space, flexibility, and an exceptional community lifestyle. Welcome home!

The essentials

Built
2001
Price / sqft
$227
On market
35 days
Annual tax
$4,321
HOA
$294/qtr
Flood zone
X · Low risk
Lot
8,401 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
3 car garage
Driveway
8,401 sqft lot
Lot size
2,797 sqft
Living area

Payment

Est. monthly payment
$4,088/mo
Down payment (20%)
$127,000
Property taxes
$360/mo
HOA
$294/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
8,401 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Garage
Days on Market
35
Ceiling Fans(s)
Crown Molding
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,321
Parcel #
19-21-32-5PM-0000-1650

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Live Oak Reserve Unit One
County
Seminole
MLS Area
32766 - Oviedo/Chuluota
Lot Size
8,401 sqft
LandscapedSidewalkPaved
HOA
$294/qtr
Anastacia Wood

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #O6440208
$635,000-2.3%
$227/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #O6440208
$650,000
$232/sqft

Neighborhood

3551 Wading Heron Ter
Oviedo, FL, 32766 · 32766 - Oviedo/Chuluota

Market insights

Offer Insights

Choose an offer strength

List price: $635,000
$625,000 – $635,000
98.7% – 100% of listTops out right at the list price
80% of listList price
40 of the last 79 home closings in 32766 landed at this number or higher (51%). The median one sat 20 days before it went under contract, and this one is on day 35 after a $15,000 cut.

Sample: 79 closed home sales in 32766 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,087/mo
Principal & interest$3,312
Property taxes$360
Insurance$318
HOA$98
Down payment20% · $127,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$635,000

$227 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,797 sq ft

Time on market

35 days

Year built

2001

Monthly payment

About $4,088/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,321 annual tax bill, insurance, and the $294/qtr HOA fee.

HOA fee

$294/qtr

Managed by Anastacia Wood.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySHORESTONE PROPERTY GROUPListing agent: Tania CrandallListing data from Stellar MLS, MLS# O6440208.

Keep exploring Florida

Pick up where you left off, or see what else is out there.