1646 Key Bay Trl, photo 1
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Overview

2 bd2 ba1,557 sqft2 car garageVilla
TypeVilla
HOA$480/mo
Built2022
Lot4,356 sqft
Living area1,557 sqft
Price / sqft$222
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorThermostatPrivate YardClubhouseCommunity MailboxDog ParkFitness Center

1646 Key Bay Trl is a 2022-built home in Four Seasons At Orlando Pb 3b & 4a, Kissimmee. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,557 square feet of living space. Listed at $345,000 (about $222/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $480 monthly.

From the listing

This is a two bedroom plus office Sandpiper Villa. Featuring extended lanai enclosure, luxury vinyl plank flooring. Four Seasons is a gated community with a 24 hour gate guard. Enjoy the two heated pools with lap lanes, hot tub, tennis and pickle ball courts, shuffleboard and the beautiful clubhouse featuring kitchen, game rooms, ping pong and pool table enjoyment. State of the art gym, lockers, showers, card room and the grand ballroom which holds all the community activities. Four Seasons at Orlando is a guard gated 55+ community with private gate access to the Mystic Dunes which offers a discount for our residents.

The essentials

Built
2022
Price / sqft
$222
On market
30 days
Annual tax
$7,984
HOA
$480/mo
Flood zone
X · Low risk
Lot
4,356 sqft
Type
Villa

At a glance

Villa
Built 2022
2 car garage
Garage Door Opener
4,356 sqft lot
Lot size
1,557 sqft
Living area

Payment

Est. monthly payment
$3,117/mo
Down payment (20%)
$69,000
Property taxes
$665/mo
HOA
$480/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2022
Lot
4,356 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
30
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Private Yard
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,984
Parcel #
15-25-27-3416-0001-3930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Four Seasons At Orlando Pb 3b & 4a
County
Osceola
MLS Area
34747 - Kissimmee/Celebration
Lot Size
4,356 sqft
HOA
$480/mo
MANNY TRINIDAD

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #O6441509
$345,000
$222/sqft

Neighborhood

1646 Key Bay Trl
Kissimmee, FL, 34747 · 34747 - Kissimmee/Celebration

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$337,500 – $345,000
98% – 100% of listTops out right at the list price
80% of listList price
69 of the last 136 townhouse or villa closings in 34747 landed at this number or higher (51%). The median one sat 64 days before it went under contract, and this one is on day 30.

Sample: 136 closed townhouse or villa sales in 34747 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,117/mo
Principal & interest$1,799
Property taxes$665
Insurance$173
HOA$480
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$222 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,557 sq ft

Time on market

30 days

Year built

2022

Monthly payment

About $3,117/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,984 annual tax bill, insurance, and the $480/mo HOA fee.

HOA fee

$480/mo

Managed by MANNY TRINIDAD.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVIVA ORLANDO REALTY INC.Listing agent: Susan RinaldiListing data from Stellar MLS, MLS# O6441509.

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