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About this home
424 Cedar Creek Rd is a 2021-built home in Bunchs Sub, Palatka. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,323 square feet of living space. Listed at $899,000 (about $387/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches designed to take full advantage of the riverfront setting. The impressive outdoor living space includes a 12x56 covered back porch overlooking the river--the perfect setting for morning coffee, family gatherings, entertaining or simply unwinding by the water. A private wood dock with substantial concrete-supported pilings provides direct access to the St. Johns River, while a 1,000-square-foot concrete pad offers incredible potential for an outdoor kitchen or additional entertaining space. There's even a 3-person Jacuzzi ready for relaxing at the end of the day. Inside, you'll find LVP flooring, new carpet, granite countertops throughout the kitchen & baths solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$899,000
$387 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,323 sq ft
Time on market
36 days
Year built
2021
Monthly payment
About $5,958/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,834 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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