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Overview

0 baLand
TypeLand
HOANone listed
Lot22,216 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

0 Pine St is a home St Cloud. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

2 buildable lots being sold together. Survey attached. Rare opportunity to own over a half-acre consisting of two adjacent parcels in a desirable, established Saint Cloud neighborhood. Framed by mature oak trees and offering scenic views of Alligator Lake, this unique property presents endless possibilities for your future plans. Build your custom dream home with plenty of room to enjoy, or build one home on each lot and live in one while generating income from the other. Conveniently located just minutes from Downtown Saint Cloud, lake access, parks, dining, shopping, and outdoor recreation, with easy access to SR-192 and the Florida Turnpike. PID #'s: 10-26-31-5030-000D-0010 and 10-26-31-5030-000D-0030. Don't miss this rare opportunity to secure a spacious property with lake views in one of Saint Cloud's most sought-after locations.

The essentials

On market
31 days
Annual tax
$661
Flood zone
AE
Lot
22,216 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,427/mo
Down payment (20%)
$48,000
Property taxes
$55/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
22,216 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
31
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$661
Parcel #
10-26-31-5030-000D-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
22,216 sqft
BuildableCorner Lot

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #O6442201
$240,000

Neighborhood

0 Pine St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Calculator

Est. monthly payment
$1,427/mo
Principal & interest$1,252
Property taxes$55
Insurance$120
Down payment20% · $48,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$240,000

Time on market

31 days

Monthly payment

About $1,427/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $661 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTYListing agent: Joseph DoherListing data from Stellar MLS, MLS# O6442201.

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