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About this home
3200 Oxbow CT is a 2022-built home in Enclave At Lakes Of Harmony, Harmony. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,580 square feet of living space. Listed at $362,500 (about $229/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 quarterly.
Gorgeous 3/2 Modern Home with a 2 Car Garage in the Highly Desired Enclave at Lakes of Harmony - St Cloud! Available Now! This gated community is designed for outdoor enthusiasts, the vibrant community features two private lakes and fantastic amenities like a resort-style community pool, splashpad, playground, fitness center, basketball courts, parks, picnic areas, and over 12 miles of scenic walking/biking trails. This golf course community offers endless opportunities, you will always have an activity to entertain your family and guests. As you step inside, you are greeted by a welcoming foyer that leads to a spacious open floor plan consisting of 1580 square feet of modern living space enhanced by tile flooring and abundant natural light that fills the space with a warm, calming atmosphere. The heart of this home is the exquisite kitchen, featuring elegant gray wood cabinets, a stylish Soho Halo Grey backsplash, sleek quartz countertops, a kitchen island/breakfast bar, and top-of-the-line stainless steel Whirlpool appliances. Additionally, this gorgeous home offers a laundry room (Washer and Dryer Included) and a spacious 2 car garage with a paved driveway for extra parking. This home features numerous interior upgrades, including a stunning kitchen renovation, elegant Mokuzai Daku tile flooring, and modern amenities such as recessed lighting, matte black ceiling fans, and Moen faucets. The thoughtfully designed floor plan seamlessly blends the main living areas, providing the ultimate retreat for relaxation and comfort. The master suite is a true sanctuary, complete with a generous walk-in closet and a spa-like bathroom boasting luxurious finishes, dual vanities, and a frameless step-in shower. Two spacious guest bedrooms, each with ample closet space, share a well-appointed full bathroom, ensuring convenience for family and guests alike. Outside, a peaceful oasis awaits right from your backyard, offering a serene and picturesque view of the conservation area. The covered patio is perfect for a relaxing evening or outdoor activities with family and friends. Don't miss this incredible opportunity! Ideally located, near top-rated schools and a short drive to Downtown St Cloud, offering a range of shopping, restaurants and entertainment options.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$362,500
$229 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,580 sq ft
Time on market
24 days
Year built
2022
Monthly payment
About $2,690/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,378 annual tax bill, insurance, and the $260/qtr HOA fee.
HOA fee
$260/qtr
Managed by Mark Hills.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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