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About this home
3184 Songbird Cir is a 2023-built home in Harmony Nbhd J, Harmony. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,852 square feet of living space. Listed at $439,900 (about $238/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $251 monthly.
Discover resort-style living in The Lakes at Harmony, a sought-after 55 and better community nestled in a peaceful corner of St. Cloud. This beautifully maintained 3-bedroom, 2-bath pool home offers more than 1850 square feet of inviting living space on a spacious lot, complete with a custom saltwater pool designed for relaxing, entertaining, and enjoying Florida's year-round sunshine. Step inside to an open, comfortable layout that makes everyday living and hosting effortless. The kitchen features upgraded stainless-steel appliances, while the spacious owner's suite provides a private retreat with a beautifully tiled shower and glass enclosure. Outside, your private pool oasis offers the perfect setting for morning swims, weekend gatherings, or unwinding at the end of the day--with the added benefit of retractable privacy screens completely around the pool area, as well as the larger homesite with plenty of outdoor space. The Lakes at Harmony delivers an exceptional lifestyle with lawn maintenance included and access to desirable community amenities within the master-planned Harmony community. Golf lovers will appreciate the beautiful Johnny Miller Signature 18-hole-par 72 golf course, while residents enjoy the tranquility and convenience of this welcoming neighborhood. If you've been waiting for a move-in-ready pool home in a vibrant 55+ community, this is your opportunity. Come see why life in Harmony feels like a vacation--schedule your private showing today before this exceptional home is gone!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$439,900
$238 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,852 sq ft
Time on market
24 days
Year built
2023
Monthly payment
About $3,172/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,888 annual tax bill, insurance, and the $251/mo HOA fee.
HOA fee
$251/mo
Managed by Association Solutions of Central Florida.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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