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Overview

3 bd3 ba1,666 sqft1 car garageTownhouse
TypeTownhouse
HOA$268/mo
Built2023
Lot1,882 sqft
Living area1,666 sqft
Price / sqft$225
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimarybedroom UpstairsThermostatWalk-in Closet(s)Window TreatmentsGated Community - No GuardPark

3181 Riverboat Way is a 2023-built home in Towns At Tuskawilla Commons, Oviedo. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,666 square feet of living space. Listed at $374,900 (about $225/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $268 monthly.

From the listing

This beautiful two-story townhome, built in 2023, is located in the gated community of Towns at Tuskawilla Commons. It offers three bedrooms and two and a half bathrooms, along with a modern open-concept layout designed for both comfort and style. The kitchen features upgraded 42-inch cabinets, quartz countertops, stainless steel appliances, and a spacious island with pendant lighting and additional storage. Wood-look tile flooring extends throughout the first floor and all bathrooms, adding durability and elegance. Upstairs, the spacious master suite includes a walk-in closet, dual-sink vanity, a relaxing bathtub, and a separate shower. The laundry closet is conveniently located on the same floor as all bedrooms. Residents enjoy community amenities including a park with pavilion, bike racks, and a pedestrian gate with direct access to the Cross Seminole Trail. The location is ideal—close to shopping, restaurants, and major highways.

The essentials

Built
2023
Price / sqft
$225
On market
30 days
Annual tax
$5,179
HOA
$268/mo
Flood zone
X · Low risk
Lot
1,882 sqft
Type
Townhouse

At a glance

Townhouse
Built 2023
1 car garage
1,882 sqft lot
Lot size
1,666 sqft
Living area

Payment

Est. monthly payment
$2,842/mo
Down payment (20%)
$74,980
Property taxes
$432/mo
HOA
$268/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2023
Lot
1,882 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
30
Ceiling Fans(s)
Living Room/Dining Room Combo
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Window Treatments
Gated Community - No Guard
Park
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Red Bug Elementary
Middle
Tuskawilla Middle
High
Lake Howell High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,179
Parcel #
36-21-30-520-0000-1070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Towns At Tuskawilla Commons
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
1,882 sqft
HOA
$268/mo
Vesta Property Services, Inc./Stacey Ramdass

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #O6442618
$374,900-1.1%
$225/sqft
-
Price change
Source: Stellar MLS #O6442618
$379,000-2.3%
$227/sqft
9/17/2026
Listed for sale
Source: Stellar MLS #O6442618
$388,000
$233/sqft

Neighborhood

3181 Riverboat Way
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $374,900
$372,500 – $374,900
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 96 townhouse or villa closings in 32765 landed at this number or higher (57%). The median one sat 42 days before it went under contract, and this one is on day 30 after a $13,100 cut.

Sample: 96 closed townhouse or villa sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,842/mo
Principal & interest$1,955
Property taxes$432
Insurance$187
HOA$268
Down payment20% · $74,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$374,900

$225 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,666 sq ft

Time on market

30 days

Year built

2023

Monthly payment

About $2,842/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,179 annual tax bill, insurance, and the $268/mo HOA fee.

HOA fee

$268/mo

Managed by Vesta Property Services, Inc./Stacey Ramdass.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byMEIDI REALTY LLCListing agent: Christina WuListing data from Stellar MLS, MLS# O6442618.

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