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About this home
1093 Kelly Creek Cir is a 1989-built home in Twin Rivers Sec 3a, Oviedo. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,170 square feet of living space. Listed at $505,000 (about $233/sqft), 14 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179.46 annually.
Welcome to this beautifully maintained 3-bedroom, 3-bath, two-story home located in Twin Rivers, one of Oviedo’s most established and sought-after communities! Situated on an oversized .31-acre lot, this move-in-ready home offers a wonderful combination of comfort, thoughtful updates, versatile living space, and a peaceful backyard setting. Step outside and enjoy your own private retreat overlooking a beautiful river-fed pond. Take a relaxing walk around the backyard, sit and unwind by the water, enjoy your morning coffee, or simply take in the peaceful views. Inside, fresh interior paint creates a bright, clean, and contemporary feel. Both full bathrooms upstairs have been tastefully renovated with updated fixtures and finishes, including bidets for added comfort and convenience. Additional features and recent improvements include: Newer A/C system installed March 2025, New Amana range, offering added peace of mind and energy efficiency. Oversized 16' x 14' shed/workshop, providing plenty of space for tools, equipment, hobbies, or additional storage while helping keep the garage organized and clutter-free. Recently refinished garage floor with an epoxy coating, creating a clean and polished appearance. Spacious 30' x 11' sunroom, approximately 330 square feet, equipped with a brand-new A/C and heating unit. This flexible space can be enjoyed year-round as a home office, gym, hobby room, entertaining area, or seasonal retreat, all while enjoying beautiful views of the pond. Conveniently located near UCF, Seminole State College, highly rated schools, shopping, dining, and major roadways, this home offers an ideal combination of lifestyle, location, and flexibility. Don't miss the opportunity to own a beautifully updated home on nearly one-third of an acre in a prime Oviedo location, complete with tranquil water views, abundant storage, and versatile living spaces. Welcome home to Twin Rivers!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$505,000
$233 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,170 sq ft
Time on market
14 days
Year built
1989
Monthly payment
About $3,312/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,925 annual tax bill, insurance, and the $179.46/yr HOA fee.
HOA fee
$179.46/yr
Managed by TWIN RIVERS.
Flood zone
Zone X*
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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