16049 SE 89th Ter, photo 1
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Overview

4 bd2 ba2,339 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2020
Lot10,454 sqft
Living area2,339 sqft
Price / sqft$171
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatTray Ceiling(s)

16049 SE 89th Ter is a 2020-built home in Orange Blossom Hills Un #4, Summerfield. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,339 square feet of living space. Listed at $399,900 (about $171/sqft), 24 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One-owner home built in 2020 and owned since new. This spacious 4-bedroom, 2-bath home features 2,339 sq. ft. of heated and cooled living space on approximately 0.24 acres with NO HOA. Smoke-free and pet-free since new, the home features generous living areas, a well-equipped kitchen with stainless-steel appliances, dimmable lighting, and an open connection to the main living spaces. Range, built-in microwave and dishwasher are included. Ceiling fans with lights throughout the living spaces and window blinds are also included. A separate den provides flexible space for a home office, study, hobby room, or additional sleeping space. Enjoy the covered lanai overlooking a fully fenced and landscaped backyard. The property features custom-built fencing, front and rear landscaping, a custom-built storage shed, gutters, and an owner-installed sprinkler and flower-bed irrigation system. Additional features include a 2-car garage, floored attic storage above the garage, automatic-sensing lights in the garage and laundry area, programmable dusk-to-dawn front lighting, surround-view security camera system and doorbell camera system-both included with the home. Private well and septic. Original construction and major installation information has been retained by the owner. With no HOA, ample indoor and outdoor living space, extensive storage and numerous practical features, this Summerfield home is ready for its next owner.

The essentials

Built
2020
Price / sqft
$171
On market
24 days
Annual tax
$3,962
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
10,454 sqft lot
Lot size
2,339 sqft
Living area

Payment

Est. monthly payment
$2,616/mo
Down payment (20%)
$79,980
Property taxes
$330/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
10,454 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
24
Ceiling Fans(s)
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Storage
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Elementary
Harbour View Elementary School
Middle
Lake Weir Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$3,962
Parcel #
4704-046-020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Orange Blossom Hills Un #4
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,454 sqft

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #O6442821
$399,900
$171/sqft

Neighborhood

16049 SE 89th Ter
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$392,500 – $399,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 24.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,616/mo
Principal & interest$2,086
Property taxes$330
Insurance$200
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$171 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,339 sq ft

Time on market

24 days

Year built

2020

Monthly payment

About $2,616/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,962 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6442821.

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