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Overview

3 bd2 ba1,662 sqft2 car garageSingle Family
TypeSingle Family
HOA$115/mo
Built2026
Lot6,000 sqft
Living area1,662 sqft
Price / sqft$267
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
THE LANDING'S AT LIVE OAK
Type
Single Family Residence

True monthly carry

HOA
~$115/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSplit BedroomStone Counters

2189 Mossy Vine Avenue is a 2026-built home in The Landing's At Live Oak, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,662 square feet of living space. Listed at $443,350 (about $267/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 monthly.

From the listing

Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. Welcome to the Cedar home, where modern elegance meets practical design. This new construction, single-story home features 3 bedrooms, 2 bathrooms, a screened in extended covered lanai, and a 2-car garage—creating the perfect space for comfort and style. The open-concept kitchen, café, and gathering room are bathed in natural light, offering a bright and airy atmosphere. With tall ceilings, abundant windows, and a sliding glass door leading to the extended covered lanai, the space effortlessly flows between indoor and outdoor living. The kitchen is a stunning focal point, designed for both beauty and functionality. It includes built-in stainless steel Whirlpool appliances—featuring a built-in cooktop and range hood—42” soft-close stone-gray cabinetry, quartz countertops, and a decorative tile backsplash. Whether you're cooking or hosting guests, this kitchen is sure to impress. At the rear of the home, the owner’s suite provides a serene retreat. The spa-inspired en suite bathroom is complete with a frameless glass-enclosed shower, a quartz-topped dual vanity, and a spacious walk-in closet—offering a tranquil escape. The front of the home includes two additional bedrooms and a full bathroom, offering privacy and convenience. Designer-curated finishes add an extra touch of luxury, including wood-look tile flooring throughout the entire home, chrome hardware and plumbing fixtures, garage floor epoxy finish, and 2” faux wood blinds. Modern technology features include a smart thermostat, video doorbell, and LED downlights, ensuring the home is as connected as it is stylish. With its thoughtful design, luxury finishes, and seamless blend of functionality and beauty, the Cedar home is the perfect place to live and unwind.

The essentials

Built
2026
Price / sqft
$267
On market
20 days
Annual tax
$859
HOA
$115/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
6,000 sqft lot
Lot size
1,662 sqft
Living area

Payment

Est. monthly payment
$2,720/mo
Down payment (20%)
$88,670
Property taxes
$72/mo
HOA
$115/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
20
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Community Mailbox
Playground
Pool
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$859
Parcel #
08-26-31-0128-0001-1460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Landing's At Live Oak
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,000 sqft
ClearedLandscapedPaved
HOA
$115/mo
The Landing's at Live Oak Homeowner's Association

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #O6444088
$443,350-2.2%
$267/sqft
9/22/2026
Listed for sale
Source: Stellar MLS #O6444088
$453,350
$273/sqft

Neighborhood

2189 Mossy Vine Avenue
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $443,350
$440,000 – $443,350
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 20 after a $10,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,721/mo
Principal & interest$2,312
Property taxes$72
Insurance$222
HOA$115
Down payment20% · $88,670
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$443,350

$267 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,662 sq ft

Time on market

20 days

Year built

2026

Monthly payment

About $2,720/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $859 annual tax bill, insurance, and the $115/mo HOA fee.

HOA fee

$115/mo

Managed by The Landing's at Live Oak Homeowner's Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6444088.

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