1516 Carolina Ave, photo 1
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Overview

3 bd2 ba1,232 sqftSingle Family
TypeSingle Family
HOANone listed
Built1920
Lot11,238 sqft
Living area1,232 sqft
Price / sqft$244

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About this home

Ceiling Fans(s)Crown MoldingThermostatStorageRangeRefrigerator

1516 Carolina Ave is a 1920-built home in St Cloud 2nd Town Of, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,232 square feet of living space. Listed at $300,000 (about $244/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Florida character meets everyday comfort at this two-story cottage. The oversized, fully fenced backyard is the star outside. It offers a wide lawn under mature shade trees, with plenty of room for gardening, pets, play, or weekend gatherings. Inside, the living room is bright and inviting, with beadboard accent walls and crown molding. An open doorway leads to the dining area and kitchen. The galley-style kitchen has crisp white cabinetry, wood-look flooring. Upstairs, the primary bedroom and is large and offers lots of light with a bathroom attached to the office space. A great fit for first-time buyers, downsizers, or investors looking for a home with charm and outdoor space. Schedule your showing today!

The essentials

Built
1920
Price / sqft
$244
On market
20 days
Annual tax
$2,918
Flood zone
X · Low risk
Lot
11,238 sqft
Type
Single Family Residence

At a glance

Single family
Built 1920
0.26 acres
Lot size
1,232 sqft
Living area

Payment

Est. monthly payment
$1,958/mo
Down payment (20%)
$60,000
Property taxes
$243/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1920
Lot
11,238 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
20
Ceiling Fans(s)
Crown Molding
Thermostat
Storage
Range
Refrigerator
Elementary
Michigan Avenue Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,918
Parcel #
01-26-30-0001-0295-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
11,238 sqft

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #O6444243
$300,000
$244/sqft

Neighborhood

1516 Carolina Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$297,500 – $300,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 156 home closings in 34769 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 20.

Sample: 156 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,958/mo
Principal & interest$1,565
Property taxes$243
Insurance$150
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$244 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,232 sq ft

Time on market

20 days

Year built

1920

Monthly payment

About $1,958/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,918 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Brittany PrideListing data from Stellar MLS, MLS# O6444243.

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