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Overview

4 bd2 ba1,934 sqft2 car garageSingle Family
TypeSingle Family
HOA$150/qtr
Built2006
Lot8,625 sqft
Living area1,934 sqft
Price / sqft$209
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsThermostatWalk-in Closet(s)Fire Pit

1860 Big Buck Dr is a 2006-built home in Doe Run At Deer Creek, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,934 square feet of living space. Listed at $405,000 (about $209/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 quarterly.

From the listing

Welcome to 1860 Big Buck Dr in St. Cloud. This well-maintained 4-bedroom, 2-bath home offers 1,934 square feet of comfortable living space with a functional layout designed for everyday living and entertaining. The home features a 2-car garage, a generous lot, and a major recent improvement with the roof replaced in 2023, providing added peace of mind for the next owner. Conveniently located near shopping, dining, schools, and major roadways, this home offers a great combination of space, value, and location. Schedule your private showing today and see what makes this property a great place to call home.

The essentials

Built
2006
Price / sqft
$209
On market
32 days
Annual tax
$3,771
HOA
$150/qtr
Flood zone
X · Low risk
Lot
8,625 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
8,625 sqft lot
Lot size
1,934 sqft
Living area

Payment

Est. monthly payment
$2,679/mo
Down payment (20%)
$81,000
Property taxes
$314/mo
HOA
$150/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,625 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
32
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Fire Pit
Lighting
Sidewalk
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Canoe Creek K-8
Middle
Bellalago Charter Academy (K-8)
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,771
Parcel #
26-26-30-0563-0001-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Doe Run At Deer Creek
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,625 sqft
HOA
$150/qtr
Don Asher & Associates

Price history

Date
Event
Price
9/13/2026
Price change
Source: Stellar MLS #O6440290
$405,000-0.2%
$209/sqft
9/12/2026
Listed for sale
Source: Stellar MLS #O6440290
$405,900
$210/sqft

Neighborhood

1860 Big Buck Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $405,000
$402,500 – $405,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 380 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 32 after a $900 cut.

Sample: 380 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,679/mo
Principal & interest$2,112
Property taxes$314
Insurance$203
HOA$50
Down payment20% · $81,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$405,000

$209 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,934 sq ft

Time on market

32 days

Year built

2006

Monthly payment

About $2,679/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,771 annual tax bill, insurance, and the $150/qtr HOA fee.

HOA fee

$150/qtr

Managed by Don Asher & Associates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE IIIListing agent: Jay Rivera SerraListing data from Stellar MLS, MLS# O6440290.

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