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Overview

4 bd4 ba3,138 sqft2 car garageSingle Family
TypeSingle Family
HOA$125/mo
Built2025
Lot6,970 sqft
Living area3,138 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Surface CountersThermostatSidewalkCommunity MailboxParkPlaygroundPoolSidewalks

6861 Yellow Warbler Bnd is a 2025-built home in Bay Lake Farms At St Cloud, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,138 square feet of living space. Listed at $529,990 (about $169/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 monthly.

From the listing

Under Construction. Welcome to 6861 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,138 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for both everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and attention to detail in every room.

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The essentials

Built
2025
Price / sqft
$169
On market
2 days
Annual tax
$970
HOA
$125/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
6,970 sqft lot
Lot size
3,138 sqft
Living area

Payment

Est. monthly payment
$3,235/mo
Down payment (20%)
$105,998
Property taxes
$81/mo
HOA
$125/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
2
Solid Surface Counters
Thermostat
Sidewalk
Community Mailbox
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$970
Parcel #
13-26-31-3673-0001-0510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Lake Farms At St Cloud
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
6,970 sqft
HOA
$125/mo
Hunter Chastain

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #O6449220
$529,990
$169/sqft

Neighborhood

6861 Yellow Warbler Bnd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $529,990
$525,000 – $529,990
99.5% – 100% of listTops out right at the list price
80% of listList price
74 of the last 130 home closings in 34773 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 2.

Sample: 130 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,235/mo
Principal & interest$2,764
Property taxes$81
Insurance$265
HOA$125
Down payment20% · $105,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$529,990

$169 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,138 sq ft

Time on market

2 days

Year built

2025

Monthly payment

About $3,235/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $970 annual tax bill, insurance, and the $125/mo HOA fee.

HOA fee

$125/mo

Managed by Hunter Chastain.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Stacie Brown KellyListing data from Stellar MLS, MLS# O6449220.

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