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About this home
190 Misty Harbor Trce is a 2025-built home in Hammock/Palm Harbor, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,853 square feet of living space. Listed at $389,500 (about $210/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 monthly.
Our fully furnished new townhome was built at the end of 2025 and purchased new in 02/2026. Everything in the home is new. All mattresses are super comfortable memory foam. 1 king bedroom on the first floor with private bath, 1 queen bedroom on the second level, and 1 additional bedroom on the second level with a full bed and single bed. Full bath and den on the second level. Half bath on the first floor in the living area. First-floor dining area, kitchen, and living room. Laundry room is upstairs. Rear patio with a 10'x10' gazebo, BBQ, and seating. 2-car garage. Many upgrades have been made since purchase, including shower heads, kitchen faucet, kitchen tiled backsplash, epoxy in the garage and patio areas, and the 10'x10' gazebo off the back patio for more shade and privacy. Property includes access to a clubhouse, pool, and hot tub area.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 16 closed townhouse or villa sales in 32137 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$389,500
$210 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,853 sq ft
Time on market
12 days
Year built
2025
Monthly payment
About $2,685/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,490 annual tax bill, insurance, and the $335/mo HOA fee.
HOA fee
$335/mo
Managed by The Hammock at Palm Harbor.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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