190 Misty Harbor Trce, photo 1
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Overview

3 bd3 ba1,853 sqft2 car garageTownhouse
TypeTownhouse
HOA$335/mo
Built2025
Lot2,613 sqft
Living area1,853 sqft
Price / sqft$210
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)ClubhouseCommunity MailboxGated Community - No GuardGolf Carts OKPool

190 Misty Harbor Trce is a 2025-built home in Hammock/Palm Harbor, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,853 square feet of living space. Listed at $389,500 (about $210/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 monthly.

From the listing

Our fully furnished new townhome was built at the end of 2025 and purchased new in 02/2026. Everything in the home is new. All mattresses are super comfortable memory foam. 1 king bedroom on the first floor with private bath, 1 queen bedroom on the second level, and 1 additional bedroom on the second level with a full bed and single bed. Full bath and den on the second level. Half bath on the first floor in the living area. First-floor dining area, kitchen, and living room. Laundry room is upstairs. Rear patio with a 10'x10' gazebo, BBQ, and seating. 2-car garage. Many upgrades have been made since purchase, including shower heads, kitchen faucet, kitchen tiled backsplash, epoxy in the garage and patio areas, and the 10'x10' gazebo off the back patio for more shade and privacy. Property includes access to a clubhouse, pool, and hot tub area.

The essentials

Built
2025
Price / sqft
$210
On market
12 days
Annual tax
$1,490
HOA
$335/mo
Flood zone
X · Low risk
Lot
2,613 sqft
Type
Townhouse

At a glance

Townhouse
Built 2025
Community pool
Shared amenity
2 car garage
2,613 sqft lot
Lot size
1,853 sqft
Living area

Payment

Est. monthly payment
$2,685/mo
Down payment (20%)
$77,900
Property taxes
$124/mo
HOA
$335/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2025
Lot
2,613 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
12
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Clubhouse
Community Mailbox
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Wheelchair Access
Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,490
Parcel #
43-11-31-3055-00000-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock/Palm Harbor
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
2,613 sqft
HOA
$335/mo
The Hammock at Palm Harbor

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #O6446258
$389,500
$210/sqft

Neighborhood

190 Misty Harbor Trce
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $389,500
$382,500 – $389,500
98.2% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 townhouse or villa closings in 32137 landed at this number or higher (56%). The median one sat 79 days before it went under contract, and this one is on day 12.

Sample: 16 closed townhouse or villa sales in 32137 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,685/mo
Principal & interest$2,031
Property taxes$124
Insurance$195
HOA$335
Down payment20% · $77,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,500

$210 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,853 sq ft

Time on market

12 days

Year built

2025

Monthly payment

About $2,685/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,490 annual tax bill, insurance, and the $335/mo HOA fee.

HOA fee

$335/mo

Managed by The Hammock at Palm Harbor.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6446258.

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