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Overview

3 bd2 ba1,982 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot10,019 sqft
Living area1,982 sqft
Price / sqft$265
Garage2 car

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About this home

Stone CountersWindow TreatmentsDishwasherDryerMicrowaveRangeRefrigeratorWasher

86 Covington Ln is a 2001-built home in Palm Coast Sec 16, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,982 square feet of living space. Listed at $525,000 (about $265/sqft), 23 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

VACATION AT HOME! Welcome to this immaculate, concrete block home topped with a classic barrel tile roof, perfectly situated in a quiet, exclusive enclave. Tucked away from the hustle and bustle, this property offers serene privacy while remaining conveniently close to shopping, dining, and local amenities. Designed for effortless casual living and entertaining, the home features stylish, low-maintenance wood-look tile flooring throughout. At the heart of the residence is a central kitchen where family and guests naturally gather, framed by versatile living spaces—including a spacious family room, formal living and dining areas, and a cozy breakfast nook. The expansive owner’s suite serves as a private retreat, complete with a tray ceiling, dual walk-in closets, double vanities, a walk-in shower, and a private water closet. Three sets of sliding glass doors flood the interior with natural light and lead out to an oversized covered lanai. Step outside to enjoy your own backyard oasis: a sparkling, screened saltwater pool perfect for swimming or unwinding under the sky. Additional Features: Low-cost irrigation via a well-fed sprinkler system Integrated security camera system Elegant stamped concrete driveway and walkways Over-sized garage with abundant natural light and pull-down attic storage

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The essentials

Built
2001
Price / sqft
$265
On market
23 days
Annual tax
$7,308
Flood zone
X500 · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Private pool
Heated
2 car garage
10,019 sqft lot
Lot size
1,982 sqft
Living area

Payment

Est. monthly payment
$3,609/mo
Down payment (20%)
$105,000
Property taxes
$609/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
10,019 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
Gunite, Heated, In Ground
Days on Market
23
Stone Counters
Window Treatments
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X500
Annual Tax (2025)
$7,308
Parcel #
07-11-31-7016-00110-0410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 16
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #FC321488
$525,000
$265/sqft

Neighborhood

86 Covington Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$515,000 – $525,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 23.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,610/mo
Principal & interest$2,738
Property taxes$609
Insurance$263
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$265 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,982 sq ft

Time on market

23 days

Year built

2001

Monthly payment

About $3,609/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,308 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySUNBURST REALTY GROUP, INCListing agent: Jon PaganListing data from Stellar MLS, MLS# FC321488.

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