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Overview

3 bd2 ba1,495 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot6,534 sqft
Living area1,495 sqft
Price / sqft$311
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsVaulted Ceiling(s)Wet BarLighting

22 Cypress Dr is a 1987-built home in Lake Shore Estates 3rd Add, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,495 square feet of living space. Listed at $465,000 (about $311/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Superb waterfront home situated on a corner canal lot with wraparound deck provides spectacular sunsets AND sunrises across the glistening Lake Tarpon waters right in your own yard providing for ultimate lakefront living. This 3/2/2 two story home includes a 2 car garage along with a fenced slab providing locked in security for your boat/RV with no more storage fees and is in addition to the double driveway. Due to the Southwest Florida Water Management District (SWFWMD) none of the 2024 hurricanes affected this waterfront area as the system manages water flow to prevent flooding during heavy rains and to maintain water quality and balance ecological health with flood control during dry periods. The S-551 structure is designed to temporarily store excess water during storms, releasing it at a controlled rate. NO flooding. Anglers can catch a variety of fish species such as largemouth bass, crappie, bluegill and catfish as well as great places to dock and enjoy some food. Upon entering the home you are greeted with an open floor plan downstairs with vaulted ceilings leading to the kitchen with stainless steel appliances. The family room provides a dining area, wet bar and large storage closet. You will find the third bedroom/office with access to the waterfront deck conveniently located on the first level along with a full bathroom. Upstairs are two oversized bedrooms with a Jack-and-Jill shared full bathroom. The primary bedroom has beautiful views of the canal waters. The property boasts of new central heat/air conditioning, new roof, new windows, new front door, seawall stabilization. Clear 4 Point inspection. Regretfully must sell at this time due to Job transfer.

The essentials

Built
1987
Price / sqft
$311
On market
2 days
Annual tax
$4,294
Flood zone
AE
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Waterfront
Canal - Freshwater
2 car garage
6,534 sqft lot
Lot size
1,495 sqft
Living area

Payment

Est. monthly payment
$3,015/mo
Down payment (20%)
$93,000
Property taxes
$358/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
6,534 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Freshwater
Days on Market
2
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Vaulted Ceiling(s)
Wet Bar
Lighting
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,294
Parcel #
30-27-16-48546-000-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Shore Estates 3rd Add
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,534 sqft

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #O6450138
$465,000
$311/sqft

Neighborhood

22 Cypress Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $465,000
$457,500 – $465,000
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34684 landed at this number or higher (50%). The median one sat 19 days before it went under contract, and this one is on day 2.

Sample: 147 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,015/mo
Principal & interest$2,425
Property taxes$358
Insurance$233
Down payment20% · $93,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$465,000

$311 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,495 sq ft

Time on market

2 days

Year built

1987

Monthly payment

About $3,015/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,294 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6450138.

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