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Overview

3 bd2 ba1,811 sqft2 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built1987
Lot10,799 sqft
Living area1,811 sqft
Price / sqft$345
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Deed Restrictions

4643 Orange Grove Way is a 1987-built home in Lake Valencia Unit 3b, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,811 square feet of living space. Listed at $624,990 (about $345/sqft), 25 days on market. Flood zone Yes (X,X5) - confirm flood insurance requirements with your lender. HOA runs $350 annually.

From the listing

HERE IT IS! Beautifully updated pool home in desirable Palm Harbor’s Lake Valencia community, featuring spectacular lake views and over 1,800 square feet of living space. This block-construction 3-bedroom, 2-bath home offers a spacious split-bedroom floor plan, vaulted ceilings, a wood-burning fireplace, hardwood floors, and an inviting family room overlooking the lake. The large kitchen features a breakfast bar and casual dining area, while the beautifully renovated owner’s suite bath and secondary bath add a fresh, updated feel. Step outside to your screened-in pool and paver deck — the perfect setting for relaxing, entertaining, and enjoying the beautiful water views. The home also features updated thermal-pane windows, a large laundry/utility room, ceiling fans throughout, irrigation, and a 2-car garage. Major updates include a new roof (2023), A/C condenser, air handler and ductwork (2023) with UV light and dedicated surge protector, electrical panel (2021), water heater (2020), water softener (2025), and oven, washer, dryer and dishwasher (2022). Conveniently located near top-rated schools, restaurants, shopping, hospitals, Tampa International Airport, and the famous Pinellas County beaches. A beautifully maintained home with an exceptional combination of updates, pool, and lake views — come see it before it’s gone!

The essentials

Built
1987
Price / sqft
$345
On market
25 days
Annual tax
$8,716
HOA
$350/yr
Flood zone
YES (X,X5)
Lot
10,799 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
Garage Door Opener
0.25 acres
Lot size
1,811 sqft
Living area

Payment

Est. monthly payment
$4,328/mo
Down payment (20%)
$124,998
Property taxes
$726/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
10,799 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
25
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Deed Restrictions
Park
Playground
Sidewalks
Dryer
Refrigerator
Washer
Elementary
Lake St George Elementary-PN
Middle
Palm Harbor Middle-PN
High
Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone Yes (X,X5)
Annual Tax (2025)
$8,716
Parcel #
08-28-16-48837-015-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Valencia Unit 3b
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
10,799 sqft
HOA
$350/yr
MONARCH ASSOCIATION MANAGEMENT, INC.

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #TB8548158
$624,990-1.6%
$345/sqft
9/16/2026
Listed for sale
Source: Stellar MLS #TB8548158
$634,990
$351/sqft

Neighborhood

4643 Orange Grove Way
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $624,990
$615,000 – $624,990
98.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 34684 landed at this number or higher (50%). The median one sat 19 days before it went under contract, and this one is on day 25 after a $10,000 cut.

Sample: 139 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,328/mo
Principal & interest$3,260
Property taxes$726
Insurance$312
HOA$29
Down payment20% · $124,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$624,990

$345 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,811 sq ft

Time on market

25 days

Year built

1987

Monthly payment

About $4,328/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,716 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by MONARCH ASSOCIATION MANAGEMENT, INC..

Flood zone

Zone YES (X,X5)

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byWEICHERT REALTORS EXCLUSIVE PROPERTIESListing agent: Christopher WebbListing data from Stellar MLS, MLS# TB8548158.

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