345 Oak Leaf Cir, photo 1
Active
1 / 31

Overview

4 bd2 ba1,758 sqft2 car garageSingle Family
TypeSingle Family
HOA$304.24/yr
Built1992
Lot14,630 sqft
Living area1,758 sqft
Price / sqft$273
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSplit BedroomStone CountersVaulted Ceiling(s)Walk-in Closet(s)Dishwasher

345 Oak Leaf Cir is a 1992-built home in Misty Oaks, Lake Mary. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,758 square feet of living space. Listed at $479,900 (about $273/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $304.24 semi-annually.

From the listing

Welcome to this beautifully maintained home in the heart of desirable Lake Mary, where timeless charm meets extensive modern upgrades and energy-efficient features. A brand-new roof installed in October 2026 adds even more value and peace of mind. Located in a quiet, established neighborhood, this home offers convenient access to top-rated schools, premier shopping and dining, parks, the SunRail Lake Mary station, and major commuter routes including I-4 and SR 417. Inside, you'll find a spacious split floor plan with soaring vaulted ceilings, hard-surface flooring throughout the main living areas, and brand-new carpeting in two bedrooms. The large eat-in kitchen provides plenty of space for everyday living and entertaining, while the thoughtfully designed layout offers both functionality and privacy. Step outside to a large backyard with a pool featuring a durable Vulcan Surfacing finish, providing a resilient, slip-resistant surface designed for lasting performance and enjoyment. This home stands out with an impressive list of valuable improvements, including paid-in-full solar panels to help improve energy efficiency and reduce monthly electric costs, along with double-pane and impact windows throughout. Additional updates include vinyl flooring throughout the common areas, a new knockdown ceiling texture replacing the original popcorn ceilings, fresh interior and exterior paint completed in December 2024, a new septic drainfield installed in March 2025, and brand-new carpet and fresh paint in two bedrooms in September 2026. The home also features an electric heat-pump pool heater for extended pool enjoyment. With a new roof, energy-efficient features, and numerous significant improvements already completed, this home offers an exceptional opportunity to enjoy comfort, convenience, and peace of mind in a sought-after Lake Mary location. Don't miss your chance to make this wonderful property your own!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1992
Price / sqft
$273
On market
2 days
Annual tax
$1,876
HOA
$304.24/yr
Flood zone
X · Low risk
Lot
14,630 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Private pool
Heated
2 car garage
0.34 acres
Lot size
1,758 sqft
Living area

Payment

Est. monthly payment
$2,924/mo
Down payment (20%)
$95,980
Property taxes
$156/mo
HOA
$304.24/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
14,630 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Gunite, Heated, Screen Enclosure
Days on Market
2
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,876
Parcel #
09-20-30-512-0000-0280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Misty Oaks
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
14,630 sqft
HOA
$304.24/yr
Premier Association Management

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #O6450632
$479,900
$273/sqft

Neighborhood

345 Oak Leaf Cir
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $479,900
$475,000 – $479,900
99.1% – 100% of listTops out right at the list price
80% of listList price
108 of the last 215 home closings in 32746 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 2.

Sample: 215 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,924/mo
Principal & interest$2,503
Property taxes$156
Insurance$240
HOA$25
Down payment20% · $95,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$479,900

$273 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,758 sq ft

Time on market

2 days

Year built

1992

Monthly payment

About $2,924/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,876 annual tax bill, insurance, and the $304.24/yr HOA fee.

HOA fee

$304.24/yr

Managed by Premier Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byASSIST 2 SELL FOUTZ REALTYListing agent: Robert FoutzListing data from Stellar MLS, MLS# O6450632.

Keep exploring Florida

Pick up where you left off, or see what else is out there.