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Overview

4 bd3 ba2,346 sqft2 car garageSingle Family
TypeSingle Family
HOA$231/yr
Built1988
Lot10,271 sqft
Living area2,346 sqft
Price / sqft$272
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomThermostat

813 Silverwood Dr is a 1988-built home in Silver Lakes East At The Crossings Unit 3, Lake Mary. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,346 square feet of living space. Listed at $639,000 (about $272/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $231 semi-annually.

From the listing

Attention investors! Beautiful income-producing property in prime Lake Mary location. Tenant in place through July 31, 2028. Welcome to Silver Lakes, part of The Crossing Master Planned Community near Greenwood Lakes Middle School and Lake Mary High School. Conveniently located off Greenway Blvd, this one-story home has four bedrooms and three bathrooms, a nice-sized fenced backyard, and a large screen-enclosed patio. The gourmet kitchen opens to the living room and dining room and has been beautifully updated. The split floor plan features a large owner's suite and oversized owner's bathrooms with a separate soaking tub and shower. Two bedrooms share a Jack-and-Jill full bathroom. The fourth bedroom is spacious and private. Vaulted ceilings and skylights make the space feel light and bright. The wood-burning fireplace has been tastefully updated with stacked stone. The flooring is a light luxury vinyl plank in the living areas, carpet in the bedrooms, and tile in the bathrooms. The long-term, high-quality tenant has taken excellent care of the home and made several improvements. The chandelier light fixtures, Roman shade window treatments, and refrigerators are the tenant's personal property and will be replaced with standard fixtures before she vacates. A local property management company professionally manages the property, and the lease is transferable to the new owner. Contact the listing agent for details and to schedule your appointment today!

The essentials

Built
1988
Price / sqft
$272
On market
29 days
Annual tax
$6,474
HOA
$231/yr
Flood zone
X · Low risk
Lot
10,271 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
Garage Door Opener
0.25 acres
Lot size
2,346 sqft
Living area

Payment

Est. monthly payment
$4,211/mo
Down payment (20%)
$127,800
Property taxes
$539/mo
HOA
$231/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
10,271 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener, Garage Faces Side
Days on Market
29
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Fire Pit
Private Yard
Sidewalk
Deed Restrictions
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Longwood Elementary
Middle
Greenwood Lakes Middle
High
Lake Mary High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,474
Parcel #
19-20-30-506-0000-1310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Lakes East At The Crossings Unit 3
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
10,271 sqft
Corner LotCity LimitsLandscapedLevelSidewalkPaved
HOA
$231/yr
Silver Lake Homeowners Association, Inc.

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #O6441846
$639,000
$272/sqft

Neighborhood

813 Silverwood Dr
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $639,000
$635,000 – $639,000
99.1% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 32746 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 29.

Sample: 207 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,211/mo
Principal & interest$3,333
Property taxes$539
Insurance$320
HOA$19
Down payment20% · $127,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$639,000

$272 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,346 sq ft

Time on market

29 days

Year built

1988

Monthly payment

About $4,211/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,474 annual tax bill, insurance, and the $231/yr HOA fee.

HOA fee

$231/yr

Managed by Silver Lake Homeowners Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byQ BOUTIQUE SPECIALTY REALTY INCListing agent: Laura DissListing data from Stellar MLS, MLS# O6441846.

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