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Overview

4 bd3 ba2,151 sqft2 car garageSingle Family
TypeSingle Family
HOA$48.67/qtr
Built2027
Lot7,405 sqft
Living area2,151 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
OAKWOOD ESTATES
Type
Single Family Residence

True monthly carry

HOA
~$16/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)PlaygroundDishwasher

3422 Monarch Way is a 2027-built home in Oakwood Estates, Green Cove Springs. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,151 square feet of living space. Listed at $389,900 (about $181/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $48.67 quarterly.

From the listing

Pre-Construction. To be built. Discover the Miramar at Oakwood Estates, a premier new-home community in Green Cove Springs featuring quality construction, modern smart home technology, and oversized cul-de-sac homesites. The Miramar showcases an open-concept design with 9’4” ceilings, a deluxe interior trim package, and a distinctive stone exterior accent. The spacious Great Room features triple sliding glass doors leading to a covered lanai, while the kitchen impresses with quartz countertops, a large center island, soft-close cabinetry, stainless steel appliances, and a generous pantry. The private primary suite includes a walk-in closet and an en-suite bath with an oversized tiled shower, separate tub, and linen closet. Three additional bedrooms, including one with a private bath, provide versatile space, complemented by a secondary bathroom with a tile shower and tub combination and a centrally located laundry room. Smart Home features include a Kwikset Keyless Door Entry, Honeywell Thermostat, and Deako Switches. A two-car garage, architectural shingles, insulated low-emissivity windows, landscaping, front and rear irrigation, and a full builder warranty complete the home. Oakwood Estates features flexible multi-generational floor plans, a community playground, pavilions, and green spaces. Located near the First Coast Expressway, the community also provides commuting options and access to boating and fishing opportunities at Black Creek and in Jacksonville. Schedule your private tour of the Miramar at Oakwood Estates today! We can’t wait to welcome you home!

The essentials

Built
2027
Price / sqft
$181
On market
1 day
Annual tax
$0
HOA
$48.67/qtr
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
2 car garage
Driveway
7,405 sqft lot
Lot size
2,151 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$2,748/mo
Down payment (20%)
$77,980
Property taxes
$0/mo
HOA
$48.67/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
1
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Playground
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Lake Asbury Elementary School
Middle
Lake Asbury Junior High School
High
Clay High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
16-05-25-009342-003-59

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakwood Estates
County
Clay
MLS Area
32043 - Green Cove Springs
Lot Size
7,405 sqft
Landscaped
HOA
$48.67/qtr
Care of Maronda Homes

Price history

Date
Event
Price
10/19/2026
Listed for sale
Source: Stellar MLS #O6451100
$389,900
$181/sqft

Neighborhood

3422 Monarch Way
Green Cove Springs, FL, 32043 · 32043 - Green Cove Springs

Market insights

Offer Insights

Choose an offer strength

List price: $389,900
$382,500 – $389,900
98.2% – 100% of listTops out right at the list price
80% of listList price
29 of the last 56 home closings in Clay County landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 1.

Sample: 56 closed home sales in Clay County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,748/mo
Principal & interest$2,033
Property taxes$504
Insurance$195
HOA$16
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,900

$181 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,151 sq ft

Time on market

1 day

Year built

2027

Monthly payment

About $2,748/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $48.67/qtr HOA fee.

HOA fee

$48.67/qtr

Managed by Care of Maronda Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Bridgette HoytListing data from Stellar MLS, MLS# O6451100.

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